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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Rochester, NY metro

  1. Genesee Regional BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · 3 branches

    4.75%APY$973 over 24 months on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    Pittsford Federal Credit UnionCertificatesCD · 36 months · $50 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  4. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 9 branches

    4.35%APY$435 over 1 year on $10,000
  5. KinectaCertificateCD · 18 months · $100 min

    Credit union · 3 branches

    4.35%APY$660 over 18 months on $10,000intro rate
  6. Family First Federal Credit UnionCertificate AccountsCD · 5 months · $10,000 min

    Credit union · 5 branches

    4.25%APY$175 over 5 months on $10,000
  7. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Online CDCD · 6 months · $1,000 min

    Bank · 26 branches

    4.25%APY$210 over 6 months on $10,000
  8. Top Carrot, Carrot Score 99
    Ontario Shores FCUShare CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$210 over 6 months on $10,000
  9. Top Carrot, Carrot Score 89
    Canandaigua National BankCD SpecialsCD · 7 months · $500 min

    Bank · 26 branches

    4.25%APY$246 over 7 months on $10,000with conditions
  10. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 4 branches

    4.25%APY$317 over 9 months on $10,000
  11. Top Carrot, Carrot Score 99
    Ontario Shores FCUShare Certificate SpecialCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  12. Spencerport Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.21%APY$421 over 1 year on $10,000
  13. Rochester & Monroe County Employees Federal Credit UnionSavings CertificatesCD · 11 months · $500 min

    Credit union · 2 branches

    4.06%APY$372 over 11 months on $10,000
  14. NBT BankPortland Bayside: Exclusive CD Rate PromoCD · 4 months · $1,000 min

    Bank · 5 branches

    4.00%APY$132 over 4 months on $10,000intro rate
  15. NexTier BankCertificates of DepositCD · 9 months · $5,000 min

    Bank · 1 branch

    4.00%APY$299 over 9 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Rochester, NY metro

304 CDs at 34 banks and credit unions · checked Oct 16–17

Typical
1.88%
Top 10% from
4.00%
Banks, typical
1.15%
Credit unions, typical
2.25%

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Rochester, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 1 branch
  2. Pittsford Federal Credit UnionCredit union · 2 branches
  3. Canandaigua National BankBank · 26 branches
See all ranked institutions

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