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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Rochester, MN metro

  1. Coulee BankCertificate of Deposit SpecialCD · 23 months · $1,000 min

    Bank · 1 branch

    4.15%APY$811 over 23 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Foresight BankCertificate of DepositCD · 36 months · $500 min · 4.06%–4.22% by balance

    Bank · 3 branches

    4.11%APY$1,284 over 36 months on $10,000
  3. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  4. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 5 branches

    4.10%APY$693 over 20 months on $10,000with conditions
  5. Merchants BankCertificate of DepositCD · 36 months · $500 min

    Bank · 4 branches

    4.05%APY$1,265 over 36 months on $10,000
  6. Top Carrot, Carrot Score 87
    Think BankVariable-rate CDCD · 6 months · $250 min

    Bank · 6 branches

    4.00%APY$198 over 6 months on $10,000
  7. Top Carrot, Carrot Score 87
    Think BankFixed-rate CDCD · 6 months · $250 min

    Bank · 6 branches

    4.00%APY$198 over 6 months on $10,000
  8. First Alliance Credit UnionCertificate of DepositCD · 9 months · $500 min

    Credit union · 5 branches

    4.00%APY$299 over 9 months on $10,000
  9. Minnesota FirstSpecial Certificate of DepositCD · 12 months · $5,000 min

    Bank · 1 branch

    4.00%APY$400 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Blaze Credit UnionCertificate BuilderCD · 6 months · $25 min

    Credit union · 1 branch

    3.80%APY$188 over 6 months on $10,000
  11. Wings Credit UnionFlex CertificateCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$1,168 over 36 months on $10,000
  12. Minnesota FirstCertificate of DepositCD · 12 months · $500 min

    Bank · 1 branch

    3.65%APY$365 over 1 year on $10,000
  13. Alerus Financial8 Month CD SpecialCD · 8 months · $5,000 min

    Bank · 5 branches

    3.62%APY$240 over 8 months on $10,000with conditions
  14. First State Bank of Red WingCertificates of DepositCD · 6 months · $500 min

    Bank · 1 branch

    3.55%APY$176 over 6 months on $10,000
  15. Accentra Credit Union6-Month Certificate SpecialCD · 6 months · $500 min

    Credit union · 1 branch

    3.53%APY$175 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Rochester, MN metro

269 CDs at 25 banks and credit unions · checked Oct 6–22

Typical
3.65%
Top 10% from
4.25%
Banks, typical
3.44%
Credit unions, typical
3.90%

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Rochester, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 2 branches
  2. Luminate BankBank · 1 branch
  3. Foresight BankBank · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate