Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Red Wing, MN metro
- 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - Security State Bank WanamingoCertificates of Deposit (CDs)CD · 13 months · $1,000 min
Bank · 1 branch
4.27%APY$463 over 13 months on $10,000Requirements
Product: All regular CDs require a minimum balance of $500.00. CD Special requires a minimum balance of $1,000.00. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 13 Month Special. APY is based on quarterly compounding and assumes interest remains on deposit. Early withdrawal penalty may apply.
4.20% interest rate · Effective Sep 29, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.20%APY$278 over 8 months on $10,000
Requirements
Product: Membership required: open to citizens who live, work, worship, attend school, or transact business/other legal entities in Goodhue County, MN, or select employer groups/family members, with a $25 minimum deposit into a Share Savings Account.
4.12% interest rate · Effective Sep 25, 2026
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More details - 4.16%APY$102 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalty: 91 days interest (Minimum $25)
4.10% interest rate · Effective Dec 18, 2025
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More details - 4.05%APY$1,265 over 36 months on $10,000
Requirements
Product: $500 minimum opening deposit. No monthly service charge. Interest rate locked in for full term. Early withdrawal penalty may apply. Available terms start from 3 months. Showing rates for Apple Valley branch.
Effective Sep 17, 2026
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More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: Must be at least 18 years of age and a U.S. Citizen. Maximum deposit $50,000. Commercial or Institutional funds are not eligible for CD specials. Special Certificate of Deposits renew at the current interest rate for the renewal rate term certificate of deposit. Each applicant must be present to open the account.
Offer: Renews at the current interest rate for a 12-month term. Commercial or Institutional funds are not eligible.
Promotional rate · Balance cap $50,000 · Effective Jul 1, 2026
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More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Must be at least 18 years of age and a U.S. Citizen. Maximum deposit $50,000. Each applicant must be present to open the account.
Balance cap $50,000 · Effective Apr 22, 2026
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More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Requires a $500.00 deposit to open and obtain the APY. An early withdrawal penalty may be imposed. APY assumes interest remains on deposit until maturity; withdrawals reduce earnings.
Offer: Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity.
3.50% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Red Wing, MN metro
91 CDs at 8 banks and credit unions · checked Oct 5–22
- Typical
- 2.52%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 1.76%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch