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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Providence, RI-MA metro

  1. Bristol County Savings BankCertificate of DepositCD · 18 months · $5,000 min

    Bank · 18 branches

    3.75%APY$568 over 18 months on $10,000
  2. Top Carrot, Carrot Score 88
    Bluestone BankFixed Rate CD SpecialCD · 5 months · $2,000 min

    Bank · 4 branches

    3.70%APY$153 over 5 months on $10,000intro rate
  3. Westerly Community Credit Union14 Month CD SpecialCD · 14 months · $10,000 min

    Credit union · 5 branches

    3.65%APY$427 over 14 months on $10,000intro rate
  4. Washington Trust6-Month Relationship CDCD · 6 months · $500 min

    Bank · 27 branches

    3.55%APY$176 over 6 months on $10,000with conditions
  5. BayCoast BankCertificates of DepositCD · 15 months · $500 min

    Bank · 25 branches

    3.55%APY$446 over 15 months on $10,000intro rate
  6. Washington Trust9-Month Relationship CDCD · 9 months · $500 min

    Bank · 27 branches

    3.50%APY$261 over 9 months on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    Ocean State Credit UnionCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Credit union · 6 branches

    3.50%APY$350 over 1 year on $10,000
  8. Dime BankFlex Certificate of DepositCD · 15 months · $5,000 min

    Bank · 1 branch

    3.50%APY$439 over 15 months on $10,000with conditions
  9. Top Carrot, Carrot Score 91
    Shoreham BankOnline CD AccountsCD · 60 months · $1,000 min

    Bank · 3 branches

    3.50%APY$1,877 over 60 months on $10,000
  10. Washington Trust13-Month Add-On CDCD · 13 months · $500 min

    Bank · 27 branches

    3.35%APY$363 over 13 months on $10,000with conditions
  11. Westerly Community Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · 5 branches

    3.35%APY$507 over 18 months on $10,000
  12. Washington TrustCertificates of DepositCD · 6 months · $500 min

    Bank · 27 branches

    3.30%APY$164 over 6 months on $10,000
  13. Beacon BankBeacon One Certificate of DepositCD · 6 months · $1,000 min

    Bank · 26 branches

    3.30%APY$164 over 6 months on $10,000with conditions
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 18 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  15. SCU Credit Union36 Month Step Up Certificates of DepositCD · 36 months · $500 min

    Credit union · 4 branches

    3.30%APY$1,023 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Providence, RI-MA metro

545 CDs at 47 banks and credit unions · checked Oct 15–22

Typical
2.85%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.04%

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Providence, RI-MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Shoreham BankBank · 3 branches
  2. Coastal1 Credit UnionCredit union · 19 branches
  3. Ocean State Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate