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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–27 results in Ottawa, IL metro

  1. Peru Federal Savings BankCertificate of DepositCD · 15 months · $1,000 min

    Bank · 2 branches

    3.75%APY$471 over 15 months on $10,000intro rate
  2. OSB Community BankCD SpecialsCD · 23 months · $2,500 min

    Bank · 2 branches

    3.75%APY$731 over 23 months on $10,000
  3. First Federal Savings BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 6 branches

    3.66%APY$366 over 1 year on $10,000
  4. State Bank of CherryAdd-2-It CDCD · 24 months · $2,500 min

    Bank · 1 branch

    3.50%APY$712 over 24 months on $10,000
  5. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate Plus (CD)CD · 12 months · $10,000 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  6. Streator Community Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    1.30%APY$261 over 24 months on $10,000
  7. Financial Plus Credit UnionShare CertificateCD · 12 months · $500 min · 0.25%–1.24% by balance

    Credit union · 3 branches

    1.24%APY$124 over 1 year on $10,000
  8. Peru Federal Savings BankUltimate CDCD · 60 months · $500 min

    Bank · 2 branches

    1.20%APY$615 over 60 months on $10,000
  9. Peru Federal Savings BankCertificates Of DepositsCD · 60 months · $500 min

    Bank · 2 branches

    1.10%APY$562 over 60 months on $10,000
  10. Streator Onized Credit UnionCertificate SpecialsCD · 24 months · $500 min

    Credit union · 3 branches

    0.90%APY$181 over 24 months on $10,000intro rate
  11. OSB Community BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    0.80%APY$406 over 60 months on $10,000
  12. Old Second National BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Ottawa, IL metro

186 CDs at 19 banks and credit unions · checked Oct 16–17

Typical
3.00%
Top 10% from
4.04%
Banks, typical
3.18%
Credit unions, typical
2.38%

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Ottawa, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Illinois State Credit UnionCredit union · 1 branch
  2. NuMark Credit UnionCredit union · 1 branch
  3. Credit Union 1Credit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate