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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Minneapolis, MN-WI metro

  1. SharePoint Credit Union13 Month CD SpecialCD · 13 months · $500 min

    Credit union · 6 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  2. State Bank of FaribaultCertificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    4.00%APY$816 over 24 months on $10,000intro rate
  3. Ashland Credit UnionStandard Share CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.00%APY$1,249 over 36 months on $10,000
  4. First National Bank of River FallsCD SpecialsCD · 39 months · $2,500 min

    Bank · 2 branches

    4.00%APY$1,359 over 39 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    Hiawatha National Bank25 Month CD SpecialCD · 25 months · $2,500 min

    Bank · 5 branches

    3.96%APY$843 over 25 months on $10,000intro rate
  6. Lake Central BankCertificate of DepositCD · 48 months

    Bank · 2 branches

    3.96%APY$1,681 over 48 months on $10,000
  7. SouthPoint Financial Credit UnionCertificatesCD · 18 months

    Credit union · 2 branches

    3.95%APY$598 over 18 months on $10,000
  8. Toro FCUCertificateCD · 36 months · $500 min

    Credit union · 1 branch

    3.95%APY$1,232 over 36 months on $10,000
  9. Toro FCUSTEP-UP CERTIFICATESCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.95%APY$1,232 over 36 months on $10,000intro rate
  10. The Bank of Elk RiverCertificate of DepositCD · 15 months · $200 min

    Bank · 4 branches

    3.91%APY$491 over 15 months on $10,000intro rate
  11. West Metro Schools Credit UnionCertificatesCD · 6 months · $500 min

    Credit union · 2 branches

    3.90%APY$193 over 6 months on $10,000
  12. Dacotah BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 1 branch

    3.90%APY$423 over 13 months on $10,000intro rate
  13. New Market BankCertificates of DepositCD · 7 months · $500 min

    Bank · 3 branches

    3.88%APY$225 over 7 months on $10,000
  14. Platinum BankCertificate of DepositCD · 6 months · $5,000 min

    Bank · 2 branches

    3.85%APY$191 over 6 months on $10,000
  15. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minneapolis, MN-WI metro

1,037 CDs at 105 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
3.00%
Credit unions, typical
3.43%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate