Credit union · NCUA insured
West Metro Schools Credit Union CD Rates
West Metro Schools Credit Union’s best CD rate is 3.90% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How West Metro Schools Credit Union’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where West Metro Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
West Metro Schools Credit Union
3.90%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $193
Certificates
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
West Metro Schools Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.40%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Metro Schools Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.90%APY · 3 terms
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.90% | — | — | 3.90% | $193 |
| 12 months | — | 3.60% | — | 3.60% | $360 |
| 24 months | — | — | 3.40% | 3.40% | $692 |
Sources (2)
All captured Sep 18, 2026
Who can join West Metro Schools Credit Union
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