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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Miami, FL metro

  1. Old Dominion National BankCertificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    3.40%APY$692 over 24 months on $10,000
  2. Top Carrot, Carrot Score 87
    Baptist Health South Florida FCUShare CertificatesCD · 60 months · $500 min · 3.40%–3.60% by balance

    Credit union · 6 branches

    3.40%APY$1,820 over 60 months on $10,000
  3. Justice Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.31%APY$501 over 18 months on $10,000with conditions
  4. BCUNo Penalty CDsCD · 7 months

    Credit union · 1 branch

    3.30%APY$191 over 7 months on $10,000with conditions
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 172 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. Guardians Credit UnionPromotional Share CertificateCD · 6 months · $10,000 min

    Credit union · 5 branches

    3.25%APY$161 over 6 months on $10,000intro rate
  7. Valley24-Month Certificate of DepositCD · 24 months · $500 min

    Bank · 13 branches

    3.25%APY$661 over 24 months on $10,000
  8. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  9. Valley36-Month Certificate of DepositCD · 36 months · $500 min

    Bank · 13 branches

    3.20%APY$991 over 36 months on $10,000
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 155 branches

    3.15%APY$315 over 1 year on $10,000
  11. People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months

    Credit union · 1 branch

    3.14%APY$475 over 18 months on $10,000
  12. Velocity Community Credit UnionBump-Up CertificateCD · 24 months · $5,000 min

    Credit union · 3 branches

    3.10%APY$630 over 24 months on $10,000
  13. BCUStandard CDsCD · 60 months

    Credit union · 1 branch

    3.10%APY$1,649 over 60 months on $10,000
  14. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 1 branch

    3.05%APY$50 over 2 months on $10,000intro rate
  15. Valley48-Month Certificate of DepositCD · 48 months · $500 min

    Bank · 13 branches

    3.05%APY$1,277 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Miami, FL metro

704 CDs at 73 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.51%

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Miami, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. American Airlines Federal Credit UnionCredit union · 6 branches
  2. JM Associates FCUCredit union · 1 branch
  3. First Choice Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate