Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Louisville/Jefferson County, KY-IN metro
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.15%APY$1,677 over 60 months on $10,000
3.11% interest rate · Effective Oct 1, 2024
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More details - 3.04%APY$1,968 over 72 months on $10,000
Requirements
Product: Must be an Everwise member ($5 initial Share deposit required). Minimum balance required to earn APY is $500. Early withdrawal penalty may apply, which may reduce earnings.
Offer: Minimum balance required to earn APY is $500. Early withdrawal penalty may apply.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Promotional Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
2.27%APY$113 over 6 months on $10,000Requirements
Offer: Term is 182 days.
2.25% interest rate · Effective Apr 1, 2026
Rate checked
More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Bonus Points CertificateCD · 60 months · $500 min
Credit union · 1 branch
2.17%APY$1,131 over 60 months on $10,000with conditionsRequirements
Product: Awarded to members having an active Share Draft Account with Direct Deposit issued under the same Prime Share Account Number.
Offer: Term is 1,825 days. Requires active Share Draft Account with Direct Deposit.
Qualified rate · 2.15% interest rate · Effective Apr 1, 2026
Rate checked
More details - Old Kentucky Home Federal Credit UnionShare CertificateCD · 48 months · $1,000 min
Credit union · 1 branch
2.12%APY$875 over 48 months on $10,000Requirements
Product: Penalties may be applied if withdrawals are made before the maturity date on Certificates. Accounts are federally insured to $250,000 by NCUA.
2.10% interest rate · Effective Oct 1, 2026
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More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
1.91%APY$994 over 60 months on $10,000Requirements
Offer: Term is 1,825 days.
1.90% interest rate · Effective Apr 1, 2026
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More details - 1.00%APY$303 over 36 months on $10,000
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Maximum APR with Bump Up (.250% total): 1.250%
1.00% interest rate · Effective May 22, 2020
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More details - 0.40%APY$202 over 60 months on $10,000
Requirements
Product: Rates may vary among branches and may vary if amounts, terms or other conditions vary from those posted. A penalty will be imposed for early withdrawal.
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Available in 1 year term. Dividends are earned daily and posted quarterly. Allows deposits to the certificate whenever desired, during the term. Great for establishing good savings habits.
Offer: Allows deposits to the certificate whenever desired during the term.
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More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Louisville/Jefferson County, KY-IN metro
443 CDs at 46 banks and credit unions · checked Oct 15–22
- Typical
- 2.84%
- Top 10% from
- 4.19%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.24%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches