Bank · FDIC insured
Town & Country Bank and Trust Co. CD Rates
Town & Country Bank and Trust Co.’s best CD rate is 0.40% APY on a 5-year CD. Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Town & Country Bank and Trust Co.’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Town & Country Bank and Trust Co. has the most branches. $10,000, best rate first.
This bank’s best
Town & Country Bank and Trust Co.
0.40%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $202
Certificate of Deposit
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Town & Country Bank and Trust Co. CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town & Country Bank and Trust Co. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.40%APY · 6 terms
Rates may vary among branches and may vary if amounts, terms or other conditions vary from those posted. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Day | 0.15% | $0 |
| UnknownTerm: 91 Day | 0.05% | $0 |
| 12 months | 0.20% | $20 |
| 24 months | 0.25% | $50 |
| 36 months | 0.30% | $90 |
| 48 months | 0.35% | $141 |
| 60 months | 0.40% | $202 |
Sources (1)
- mytcbt.bank/personal/banking/rates · captured Oct 22, 2026
Special-purpose accounts
IRA - Certificate of Deposit
Up to 0.40%APY · 5 terms
Rates may vary among branches and may vary if amounts, terms or other conditions vary from those posted. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.20% | $20 |
| 24 months | 0.25% | $50 |
| 36 months | 0.30% | $90 |
| 48 months | 0.35% | $141 |
| 60 months | 0.40% | $202 |
Sources (1)
- mytcbt.bank/personal/banking/rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.