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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Houston, TX metro

  1. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 111 branches

    4.25%APY$317 over 9 months on $10,000
  2. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 134 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  3. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionWealthBuilder CertificateCD · 12 months · $250 min

    Credit union · 7 branches

    4.25%APY$425 over 1 year on $10,000
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 80 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. BOK FinancialPromotional CDCD · 14 months · $1,000 min

    Bank · 12 branches

    4.25%APY$498 over 14 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    USE Credit UnionCertificate of Deposit New Money OfferCD · 18 months · $10,000 min

    Credit union · 1 branch

    4.25%APY$644 over 18 months on $10,000intro rate
  7. Top Carrot, Carrot Score 92
    Texas Capital BankStar Certificates of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 2 branches

    4.25%APY$644 over 18 months on $10,000
  8. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 24 Month CDCD · 24 months · $500 min

    Bank · 1 branch

    4.25%APY$868 over 24 months on $10,000
  9. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 36 Month CDCD · 36 months · $500 min

    Bank · 1 branch

    4.25%APY$1,330 over 36 months on $10,000
  10. Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 60 months · $1,000 min · 4.25%–4.35% by balance

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  11. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  12. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 60 Month CDCD · 60 months · $500 min

    Bank · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  13. Top Carrot, Carrot Score 94
    MemberSource Credit Union9-Month Share CertificateCD · 9 months · $5,000 min

    Credit union · 5 branches

    4.20%APY$313 over 9 months on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionPromotional Certificate of DepositCD · 10 months · $1,000 min

    Credit union · 7 branches

    4.20%APY$349 over 10 months on $10,000intro rate
  15. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 18 Month CDCD · 18 months · $500 min

    Bank · 1 branch

    4.20%APY$637 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Houston, TX metro

944 CDs at 107 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.04%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate