Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 65 results in Grand Rapids, MI metro

  1. West Michigan Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 7 branches

    4.50%APY$450 over 1 year on $10,000
  2. Top Carrot, Carrot Score 97
    Meijer Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 3 branches

    4.30%APY$430 over 1 year on $10,000
  3. Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 7 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Community West Credit UnionCertificate of DepositCD · 12–17 months · $500 min

    Credit union · 5 branches

    4.25%APY
  5. Top Carrot, Carrot Score 93
    Muskegon Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.06%APY$406 over 1 year on $10,000
  6. Top Carrot, Carrot Score 87
    Adventure Credit UnionSave to Win CDCD · 12 months · $25 min

    Credit union · 6 branches

    4.00%APY$400 over 1 year on $10,000
  7. Mercantile BankCertificate of DepositCD · 12 months · $500 min

    Bank · 13 branches

    4.00%APY$400 over 1 year on $10,000
  8. Top Carrot, Carrot Score 92
    North Central Area Credit UnionCertificate of DepositCD · 12 months · $500 min · 4.00%–4.10% by balance

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  9. Tri-Cities Credit Union12-Month CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  10. Union BankCertificates of DepositCD · 12 months · $500 min

    Bank · 4 branches

    3.96%APY$396 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 87
    Adventure Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 6 branches

    3.95%APY$395 over 1 year on $10,000
  12. Community First Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    3.95%APY$395 over 1 year on $10,000
  13. Top Carrot, Carrot Score 87
    MSU Federal Credit UnionCertificateCD · 12 months · $50 min · 3.90%–4.05% by balance

    Credit union · 1 branch

    3.90%APY$390 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 87
    GR Consumers Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    3.90%APY$390 over 1 year on $10,000
  15. Michigan One Community Credit UnionRegular CDsCD · 12 months · $500 min

    Credit union · 4 branches

    3.85%APY$385 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Grand Rapids, MI metro

65 CDs at 50 banks and credit unions · checked Oct 22–Nov 7

Typical
3.25%
Top 10% from
4.00%
Banks, typical
1.57%
Credit unions, typical
3.45%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Grand Rapids, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Meijer Credit UnionCredit union · 3 branches
  2. Muskegon Federal Credit UnionCredit union · 1 branch
  3. Genisys Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate