Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Grand Rapids, MN metro
- Northview Bank18 Month Certificate of DepositCD · 18 months · $1,000 min · 3.03%–3.29% by balance
Bank · 2 branches
3.03%APY$458 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 18 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 3.03% $11,000 – $52,000 3.29% $52,000 – $96,000 3.29% $96,000 and up 3.29% Rate checked
More details - Northview Bank24 Month Certificate of DepositCD · 24 months · $1,000 min · 3.03%–3.29% by balance
Bank · 2 branches
3.03%APY$615 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 24 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 3.03% $52,000 – $96,000 3.29% $96,000 and up 3.29% Rate checked
More details - Northview Bank30 Month Certificate of DepositCD · 30 months · $1,000 min · 3.03%–3.29% by balance
Bank · 2 branches
3.03%APY$775 over 30 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 30 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 3.03% $11,000 – $52,000 3.29% $52,000 – $96,000 3.29% $96,000 and up 3.29% Rate checked
More details - Members Cooperative Credit UnionMembersBasic Share CertificateCD · 60 months · $1,000 min · 2.85%–2.95% by balance
Credit union · 1 branch
2.85%APY$1,509 over 60 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Dividends compound quarterly on 12- to 60-month certificates. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 5, 2026
Rate by balance
Rate by balance for MembersBasic Share Certificate Balance APY $1,000 and upYour amount 2.85% $100,000 and up 2.95% Rate checked
More details - Northview Bank36 Month Certificate of DepositCD · 36 months · $1,000 min · 2.78%–3.03% by balance
Bank · 2 branches
2.78%APY$857 over 36 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
2.75% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 36 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 2.78% $11,000 – $52,000 3.03% $52,000 – $96,000 3.03% $96,000 and up 3.03% Rate checked
More details - Northview Bank48 Month Certificate of DepositCD · 48 months · $1,000 min · 2.78%–3.03% by balance
Bank · 2 branches
2.78%APY$1,159 over 48 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
2.75% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 48 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 2.78% $11,000 – $52,000 3.03% $52,000 – $96,000 3.03% $96,000 and up 3.03% Rate checked
More details - 2.50%APY$250 over 1 year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fee could reduce earnings.
Offer: Penalty may be imposed for early withdrawal. Fee could reduce earnings.
2.48% interest rate
Rate checked
More details - Members Cooperative Credit UnionBasic 6 Month Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
2.00%APY$100 over 6 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 16, 2026
Rate checked
More details - Northview Bank91 Day Certificate of DepositCD · 3 months · $1,000 min · 1.76%–2.02% by balance
Bank · 2 branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
1.75% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 91 Day Certificate of Deposit Balance APY $1,000 – $11,000Your amount 1.76% $11,000 – $52,000 2.02% $52,000 – $96,000 2.02% $96,000 and up 2.02% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Members Cooperative Credit UnionBasic 3 Month Share CertificateCD · 3 months · $1,000 min
Credit union · 1 branch
1.25%APY$31 over 3 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited number of deposits up to a maximum balance of $25,000. Provides 1 withdrawal without penalty before maturity. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate · Balance cap $25,000
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited deposits with no maximum on number or amount of deposits. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
- 0.80%APY$406 over 60 months on $10,000
Requirements
Product: Automatically renewable. Other than noted, rate remains the same throughout the investment period. Substantial penalty for early withdrawal/encashment. Interest can be automatically credited to a deposit account.
Offer: Based on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY.
0.80% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Grand Rapids, MN metro
151 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.30%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- North Star Credit UnionCredit union · 1 branch
- Blaze Credit UnionCredit union · 1 branch