Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Grand Rapids, MN metro · median 12.65% APR
- 7.90%APRas low as
Terms
Low fixed rate. Same rate for purchase, transfer, and cash advances. No annual fee. No balance transfer or cash advance fees. No promotional teases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.48%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires approved application and signing up for automatic payments. Features a 25-day grace period for purchases and no minimum finance charge.
Credit card score 71 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 18.24%
12.65% APR, up to 18.24%
Terms
Based on creditworthiness. Variable APR based on the Prime Rate.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Variable APR based on the Prime Rate. Rate is based on creditworthiness.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Grand Rapids, MN metro
5 banks and credit unions · checked Oct 16–22
- Typical
- 12.65%
- Top 10% up to
- 9.73%
- Banks, typical
- 13.75%
- Credit unions, typical
- 10.28%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- North Star Credit UnionCredit union · 1 branch
- Blaze Credit UnionCredit union · 1 branch