Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–4 of 4 in Grand Rapids, MN metro · median 5.10% APR
- 4.99%APRas low as
Terms
Special promotional financing through September 30, 2026 on new and used vehicles (cars, trucks, and SUVs) for up to 60 months. Valid on new loans financed through North Star Credit Union only; existing loans are not eligible. Membership eligibility and credit approval required.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Year 2024 and newer. Requires automatic payments (without auto pay the APR will be 0.25% higher). Payment example: $18.87 per $1,000 borrowed.
Auto loan score 79 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.20%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model year 2025 & newer. Rate reflects loyalty discounts.
Auto loan score 71 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Rate as low as 5.24% APR for 60 months based on LTV < 70%. Payment example: $18.98 per $1,000 borrowed.
Auto loan score 75 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Grand Rapids, MN metro
4 banks and credit unions · checked Oct 16
- Typical
- 5.10%
- Top 10% up to
- 4.99%
- Credit unions, typical
- 5.10%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- North Star Credit UnionCredit union · 1 branch
- Blaze Credit UnionCredit union · 1 branch