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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Duluth, MN-WI metro

  1. Top Carrot, Carrot Score 88
    Woodlands National BankStandard CD RatesCD · 60 months · $1,000 min · 4.87%–4.97% by balance

    Bank · 1 branch

    4.87%APY$2,684 over 60 months on $10,000
  2. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 2 branches

    4.50%APY$2,462 over 60 months on $10,000
  3. NorthRidge Community Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 5 branches

    4.31%APY$213 over 6 months on $10,000
  4. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 2 branches

    4.30%APY$615 over 17 months on $10,000
  5. Top Carrot, Carrot Score 88
    North Shore Bank of CommerceCD SpecialCD · 25 months · $2,500 min

    Bank · 5 branches

    4.28%APY$912 over 25 months on $10,000
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 7 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Embarrass Vermillion FCUShare CertificatesCD · 24 months · $500 min

    Credit union · 4 branches

    4.25%APY$868 over 24 months on $10,000
  8. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 1 branch

    4.25%APY$3,382 over 84 months on $10,000
  9. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  10. Members Cooperative Credit UnionMembersPlus 13 Month Share CertificateCD · 13 months · $1,000 min

    Credit union · 5 branches

    4.10%APY$445 over 13 months on $10,000with conditions
  11. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    Harbor Pointe Credit UnionShare CertificatesCD · 5 months · $2,500 min

    Credit union · 3 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  13. Highland BankCDsCD · 7 months · $2,500 min

    Bank · 1 branch

    4.00%APY$231 over 7 months on $10,000
  14. Northern Communities Credit Union (NCCYou)Share CertificateCD · 11 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$366 over 11 months on $10,000intro rate
  15. Members Cooperative Credit UnionMembersBasic 13 Month Share CertificateCD · 13 months · $1,000 min

    Credit union · 5 branches

    4.00%APY$434 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Duluth, MN-WI metro

288 CDs at 30 banks and credit unions · checked Oct 6–22

Typical
2.80%
Top 10% from
4.00%
Banks, typical
2.01%
Credit unions, typical
2.97%

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Duluth, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harbor Pointe Credit UnionCredit union · 3 branches
  2. Northwoods Credit UnionCredit union · 4 branches
  3. North Star Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate