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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 106–120 results in Detroit, MI metro

  1. Blue Water Federal Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · 1 branch

    2.52%APY$775 over 36 months on $10,000
  2. Tandem Federal Credit UnionCertificate of DepositCD · 24 months · $2,000 min

    Credit union · 1 branch

    2.51%APY$508 over 24 months on $10,000
  3. Independent Bank6-Month CDCD · 6 months · $500 min

    Bank · 9 branches

    2.43%APY$121 over 6 months on $10,000
  4. Top Carrot, Carrot Score 87
    orsa credit union9-Month MiBux Launch Pad CertificateCD · 9 months · $10 min

    Credit union · 9 branches

    2.29%APY$171 over 9 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Michigan Schools & Government Credit UnionGrow-With-Me CDCD · 24 months · $250 min

    Credit union · 22 branches

    2.25%APY$455 over 24 months on $10,000
  6. Downriver Community Federal Credit UnionShare CertificateCD · 60 months · $2,000 min

    Credit union · 3 branches

    2.25%APY$1,177 over 60 months on $10,000
  7. Zeal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min · 2.20%–2.40% by balance

    Credit union · 14 branches

    2.20%APY$1,149 over 60 months on $10,000
  8. THE LOCAL Credit UnionSave to Win CertificatesCD · 12 months · $25 min

    Credit union · 1 branch

    2.05%APY$205 over 1 year on $10,000
  9. Eastern Michigan BankCDCD · 60 months · $500 min

    Bank · 6 branches

    2.02%APY$1,052 over 60 months on $10,000
  10. Flagship Community FCUCertificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    1.95%APY$195 over 1 year on $10,000
  11. Advia Credit UnionEZ-Saver CDCD · 24 months · $50 min

    Credit union · 7 branches

    1.90%APY$384 over 24 months on $10,000
  12. Chiropractic Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 1.76%–1.91% by balance

    Credit union · 1 branch

    1.86%APY$186 over 1 year on $10,000
  13. Eastern Michigan BankAdvantage 50 CDCD · 36 months · $2,500 min

    Bank · 6 branches

    1.61%APY$491 over 36 months on $10,000
  14. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionSave To Win CertificateCD · 12 months · $25 min

    Credit union · 12 branches

    1.50%APY$150 over 1 year on $10,000
  15. Top Carrot, Carrot Score 87
    orsa credit unionShare CertificateCD · 12 months · $100 min

    Credit union · 9 branches

    1.16%APY$116 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Detroit, MI metro

756 CDs at 73 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.10%
Banks, typical
0.50%
Credit unions, typical
3.35%

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Detroit, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Chief Financial Credit UnionCredit union · 4 branches
  2. Extra Credit UnionCredit union · 2 branches
  3. Christian Financial Credit UnionCredit union · 12 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate