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Credit union · NCUA insured

Downriver Community Federal Credit Union CD Rates

Downriver Community Federal Credit Union’s best CD rate is 2.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Downriver Community Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Detroit, MI, where Downriver Community Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Downriver Community Federal Credit Union

    2.25%APY

    Term
    60 months
    Requires
    None
    Minimum
    $2,000
    Earns on $10,000
    $1,177

    Share Certificate

  • Top rate

    FreeStar Financial Credit Union

    5.25%APY

    Term
    18 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $798

    FreeStar Financial Credit Union rates

  • 2nd-highest rate

    Diversified Members Credit Union

    5.15%APY

    Term
    12 months
    Requires
    None
    Minimum
    $5,000
    Earns on $10,000
    $515

    Diversified Members Credit Union rates

Compare CD rates near you →

Downriver Community Federal Credit Union CD score

62

CD score

Higher than 7% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.00%
  • 9–15 months9–15 mo1.30%
  • 16–30 months16–30 mo1.50%
  • 31–60 months31–60 mo2.25%
  • QualifiedQualified2.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Downriver Community Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Downriver Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or attends school in Wayne or Monroe Counties.

Cost to join

  • Applying for membership requires opening a Prime Share Savings Account with a minimum deposit of $5.00.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Downriver Community Federal Credit Union overview