Credit union · NCUA insured
Flagship Community FCU CD Rates
Flagship Community FCU’s best CD rate is 1.95% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Flagship Community FCU’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where Flagship Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Flagship Community FCU
1.95%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $195
Certificates of Deposit
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.95%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.10% | $5 |
| 12 months | 1.95% | $195 |
Sources (2)
All captured Oct 5, 2026
Who can join Flagship Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in St. Clair, Sanilac, or Huron County, Michigan.
- Membership is open to anyone who lives, works, or worships in St. Clair County, Sanilac County, or Huron County.
Membership information collected October 5, 2026.