Credit union · NCUA insured
Tandem Federal Credit Union CD Rates
Tandem Federal Credit Union’s best CD rate is 2.51% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Tandem Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where Tandem Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tandem Federal Credit Union
2.51%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $508
Certificate of Deposit
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Tandem Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo2.01%
- 16–30 months16–30 mo2.51%
- 31–60 months31–60 mo0.80%
- QualifiedQualified2.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tandem Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.51%APY · 5 terms
A penalty is imposed for early withdrawal on Certificates of Deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 2.01% | $201 |
| 24 months | 2.51% | $508 |
| 36 months | 0.80% | $242 |
| 60 months | 0.80% | $406 |
Sources (1)
- tandemfcu.com/page/5/products-and-rates · captured Oct 5, 2026
Who can join Tandem Federal Credit Union
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