Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–14 results in Danville, VA metro
- Beacon Credit UnionLimited Time Special Share CertificateCD · 6 months · $2,500 min
Credit union · 2 branches
4.35%APY$215 over 6 months on $10,000intro rateRequirements
Product: $5 membership share required to qualify for Beacon products. Promotional certificates; limited time offer. Dividends compounded monthly.
Offer: Promotional certificate rate valid on new money only. Rates do not apply to IRA certificates. For 6 months promotional share certificates, early withdrawal penalty is 90 days of dividend whether earned or not. No monthly maintenance fees.
Promotional rate · 4.27% interest rate · Compounded monthly
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.15%APY$450 over 13 months on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. At maturity, automatically renews to the Standard CD term (3, 6, or 12 months) closest to but not greater than the special term at the applicable standard rate. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
Offer: Renews to Standard CD 12 Month (1 Year) term upon maturity.
Promotional rate · 4.08% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.06%APY$2,202 over 60 months on $10,000
Requirements
Product: Rates as of: October 9, 2026. Rates are subject change, for the most current rates please contact us at 434.369.3000. A penalty will be imposed for early withdrawal (except No Penalty). Interest rate and APY may change after opening. Daily balance calculation. Fees could reduce earnings.
Offer: 5 Year CD. Early withdrawal penalty applies.
4.00% interest rate · Effective Oct 9, 2026
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 3.92%APY$392 over 1 year on $10,000
Requirements
Product: $5 membership share required. Fixed rate for the term. Open with as little as $500; terms from 12 months to five years. Dividends compounded monthly.
Offer: No monthly maintenance fees. No up-front fees.
3.85% interest rate · Compounded monthly
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More details - URW Community Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 4 branches
3.60%APY$360 over 1 year on $10,000Requirements
Product: Dividends can be withdrawn without penalty. Penalty for early withdrawal of principal balance is 180 days' dividends on the amount withdrawn. Fixed interest rate.
3.55% interest rate
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More details - URW Community Federal Credit UnionBump-Up Share CertificateCD · 24 months · $5,000 min
Credit union · 4 branches
3.09%APY$628 over 24 months on $10,000Requirements
Product: Bump-up Certificate option allows adjusting the rate during the term.
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More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Beacon Credit Union12 Month Bump Share CertificateCD · 12 months · $500 min
Credit union · 2 branches
1.65%APY$165 over 1 year on $10,000Requirements
Product: $5 membership share required. Dividends compounded monthly.
Offer: 12 month bump certificate. No monthly maintenance fees. No up-front fees.
1.64% interest rate · Compounded monthly
Rate checked
More details - 0.55%APY
Requirements
Product: Membership eligibility is required. Dividends are paid monthly. Fees may reduce earnings. Early withdrawal penalties may apply.
Offer: Share Certificate APY as high as 0.55%. Available terms include 6-month, 1-year, 2-year, 3-year, 4-year, and 5-year.
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Danville, VA metro
82 CDs at 8 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.38%
- Credit unions, typical
- 3.20%
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Danville, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 2 branches