Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Danville, IL metro
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$681 over 19 months on $10,000with conditions
Requirements
Product: Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. Maximum opening CD amount is $250,000. Automatically renews into an 18 month CD at maturity.
Offer: Includes 0.20% bonus for opening and/or maintaining a FFBT checking account with a $1,000 minimum daily balance therein.
Qualified rate · Balance cap $250,000 · Effective Oct 5, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000intro rate
Requirements
Product: Contact bank for current rate and availability. Promotional rate may remain available after expiration date (10/27/2026). Fees or other conditions could reduce earnings on the account. A penalty may or will be imposed for early withdrawal. Certificate will automatically renew with applicable rate at time of maturity.
Offer: Offer ends 10/27/2026. Alternative terms are not permitted.
Promotional rate · 4.14% interest rate · Effective Sep 23, 2026
Rate checked
More details - U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance
Credit union · 1 branch
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends calculated daily and compounded quarterly and at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty of 180 day dividend.
4.14% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Silver Share Certificate Balance APY Any balanceYour amount 4.20% $100,000 and up2 years jumbo. 4.25% Rate checked
More details - 4.01%APY$504 over 15 months on $10,000intro rate
Requirements
Product: Membership subject to eligibility. Minimum balance of $1,000 required to open. Early withdrawal penalty is 90 days interest. 0.10% increase to CD rate for Gold Club except 15-month rate.
Offer: Fall into a Great Rate Certificate Special; limited-time offer; excluded from Gold Club 0.10% rate increase.
Promotional rate · 3.95% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.85%APY$223 over 7 months on $10,000intro rate
Requirements
Product: Must maintain average daily balance of $1,000 to earn stated dividend. Early withdrawal penalties apply.
Offer: PROMO 7 mo Share Certificate. Promotional Certificates automatically renew into a standard Certificate at current standard rate and closest term length.
Promotional rate · 3.78% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.74%APY$406 over 13 months on $10,000with conditions
Requirements
Product: Interest compounded and credited annually. Penalty for early withdrawal. Rates current as of 10/6/2026.
Offer: Relationship special rate for customers with an INB loan or INB checking account with monthly direct deposit. Daily balance method. Early withdrawal penalty of 180 days of interest. Automatically renews at a 12-month term with standard rates. 10 calendar days grace period.
Qualified rate · 3.74% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.55%APY$325 over 11 months on $10,000with conditions
Requirements
Product: Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. Maximum opening CD amount is $250,000. Only one CD per tax identification number. Deposits may be made throughout the term but cannot exceed the initial deposit amount. One penalty-free withdrawal allowed after 30 days from account opening. Automatically renews into a 12 month CD at maturity.
Offer: Reflects 0.20% bonus for opening and/or maintaining an FFBT checking account with a $1,000 minimum daily balance therein. Interest paid monthly.
Qualified rate · Balance cap $250,000 · Effective Jan 6, 2026
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More details - 3.44%APY$1,842 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty of 91 days of interest.
3.40% interest rate
Rate checked
More details - U of I Community Credit Union33-Month Add-on CertificateCD · 33 months · $100 min
Credit union · 1 branch
3.30%APY$934 over 33 months on $10,000Requirements
Product: Limit one per person. Minimum opening deposit $100. Additional deposits allowed during term with a minimum of $25. Total balance may not exceed $100,000; excess funds moved automatically to primary share account. No Loyalty Checking bonus. At maturity converts to a 36 month Silver Share Certificate. Early withdrawal penalty of 180 day dividend.
Offer: Limit one per person. Minimum $100 opening deposit, $25 minimum add-on deposit, maximum balance $100,000. Early withdrawal penalty of 180 day dividend.
3.26% interest rate · Balance cap $100,000
Rate checked
More details - 3.29%APY$843 over 30 months on $10,000
Requirements
Product: Must come in to bank to complete account opening process. Substantial penalty for early withdrawal.
Offer: Interest Compounded Quarterly; 6 Month Interest Penalty
3.25% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest rates on CDs are variable, and may change immediately after opening the account. The bank may impose a penalty for early withdrawal of a CD. Longview Bank reserves the right to limit deposits.
Offer: Minimum Balance to Obtain APY is $500.
3.21% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.12%APY$875 over 48 months on $10,000with conditions
Requirements
Product: Premier CD rates are available to Power Plus Checking customers. Penalty will be imposed for early withdrawal. Overall APY 2.12%. Rates current as of 9/17/2026.
Offer: Last 12 months (months 37-48). Available to Power Plus Checking customers. Overall APY for full 48-month term is 2.12%. Penalty for early withdrawal.
Qualified rate · 2.35% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.85%APY$761 over 48 months on $10,000intro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Overall APY 1.85%. Rates current as of 9/17/2026.
Offer: Next 12 months (months 13-24). Overall APY for full 48-month term is 1.85%. Penalty for early withdrawal.
Promotional rate · 1.80% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.85%APY$960 over 60 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/6/2026.
Offer: Penalty will be imposed for early withdrawal.
1.85% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for CD Balance APY $1,000 – $100,000Your amount 1.85% $100,000 and up 1.95% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Danville, IL metro
93 CDs at 10 banks and credit unions · checked Oct 6–16
- Typical
- 2.63%
- Top 10% from
- 3.97%
- Banks, typical
- 2.78%
- Credit unions, typical
- 2.58%
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Danville, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U of I Community Credit UnionCredit union · 1 branch
- Education Personnel Federal Credit UnionCredit union · 2 branches