Bank · FDIC insured
Bank of Rantoul CD Rates
Bank of Rantoul’s best CD rate is 3.44% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Bank of Rantoul’s CD rates compare
Compared with banks and credit unions near Champaign, IL, where Bank of Rantoul has the most branches. $10,000, best rate first.
This bank’s best
Bank of Rantoul
3.44%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,842
Certificates of Deposit
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Bank of Rantoul CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo2.52%
- 9–15 months9–15 mo2.78%
- 16–30 months16–30 mo3.14%
- 31–60 months31–60 mo3.44%
- QualifiedQualified3.44%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Rantoul ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.44%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm is 31 days. Early withdrawal penalty of 31 days of interest | 1.00% | $0 |
| UnknownTerm is 91 days. Early withdrawal penalty of 31 days of interest | 1.76% | $0 |
| 6 monthsTerm is 182 days (6 months). Early withdrawal penalty of 31 days of interest | 2.52% | $125 |
| 12 monthsEarly withdrawal penalty of 91 days of interest | 2.78% | $278 |
| 18 monthsEarly withdrawal penalty of 91 days of interest | 2.88% | $435 |
| 24 monthsEarly withdrawal penalty of 91 days of interest | 3.03% | $615 |
| 30 monthsEarly withdrawal penalty of 91 days of interest | 3.14% | $804 |
| 36 monthsEarly withdrawal penalty of 91 days of interest | 3.24% | $1,004 |
| 48 monthsEarly withdrawal penalty of 91 days of interest | 3.34% | $1,404 |
| 60 monthsEarly withdrawal penalty of 91 days of interest | 3.44% | $1,842 |
Sources (3)
- bankofrantoul.bank/certificates-of-deposit
- bankofrantoul.bank/wp-content/…IS-Disclosure-7-1-25.pdf
- bankofrantoul.bank/deposit-rates
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.44%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days (6 months). Early withdrawal penalty of 31 days of interest | 2.52% | $125 |
| 12 monthsEarly withdrawal penalty of 91 days of interest | 2.78% | $278 |
| 18 monthsEarly withdrawal penalty of 91 days of interest | 2.88% | $435 |
| 24 monthsEarly withdrawal penalty of 91 days of interest | 3.03% | $615 |
| 30 months | 3.14% | $804 |
| 36 monthsEarly withdrawal penalty of 91 days of interest | 3.24% | $1,004 |
| 48 monthsEarly withdrawal penalty of 91 days of interest | 3.34% | $1,404 |
| 60 monthsEarly withdrawal penalty of 91 days of interest | 3.44% | $1,842 |
Sources (2)
All captured Sep 17, 2026
Opening an account
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