Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Dallas, TX metro
- NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min
Bank · 7 branches
2.76%APY$346 over 15 months on $10,000Requirements
Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.
Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.
2.75% interest rate · Compounded annually
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
Rate checked
More details - 2.68%APY$268 over 1 year on $10,000
Requirements
Product: Must be a legal resident of Texas or participating state, 18 years or older, and have a membership in good standing. Automatically renews at the term selected and rate at renewal. Can add additional funds during the term. Enter monthly/quarterly prize drawing for every $25 month-over-month balance increase. Account must be open through month-end for drawings. One withdrawal allowed per 12-month term for a $25 fee; additional withdrawals cause account closure and forfeiture of prize entries.
Offer: Dividends paid monthly. Penalty will or may be imposed for early withdrawal prior to maturity date.
2.65% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.52%APY$125 over 6 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.50% interest rate · Effective Mar 2, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - First Command BankCertificate of DepositCD · 18 months · $1,000 min · 2.00%–2.50% by balance
Bank · 1 branch
2.50%APY$377 over 18 months on $10,000Requirements
Product: Minimum opening deposit is $1,000. Subject to early withdrawal penalties.
Offer: Term: 18 Month.
2.47% interest rate · Effective Apr 27, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $100,000Your amount 2.50% $100,000 and up 2.00% Rate checked
More details - El Monte Community Credit UnionShare Certificates (CD's)CD · 60 months · $3,000 min
Credit union · 1 branch
2.50%APY$1,314 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Requires El Monte Community Credit Union membership with a one-time refundable pledge of $5 and $5 minimum initial deposit.
Offer: Must carry the minimum balance required to receive the dividends listed.
2.50% interest rate
Rate checked
More details - 2.27%APY$227 over 1 year on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.25% interest rate · Effective Mar 2, 2026
Rate checked
More details - First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance
Bank · 83 branches
2.25%APY$225 over 1 year on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 1 Year (12 Month) Fixed Rate CD Balance APY $500 – $50,000Your amount 2.25% $50,000 and up 2.75% Rate checked
More details - Faith Cooperative Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
2.25%APY$225 over 1 year on $10,000Requirements
Product: Fixed-rate CD. Multiple terms from 12 months to 24 months. Open with as little as $500. Automatic renewal at maturity. Ten-calendar-day grace period after maturity to change investment term or withdraw without penalty.
Offer: 1 Year Certificate. Minimum balance required $1000 to earn stated APY.
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More details - 2.07%APY$51 over 3 months on $10,000
Requirements
Product: Earn a fixed rate of interest for a fixed period of time.
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More details - 2.02%APY$100 over 6 months on $10,000
Requirements
Product: $1,000 minimum deposit required to open. Early withdrawal penalty applies. Term lengths from 90 days to 60 months.
Offer: Early withdrawal penalty applies.
2.00% interest rate · Effective Sep 19, 2025
Rate checked
More details - 2.02%APY$408 over 24 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.00% interest rate · Effective Mar 2, 2026
Rate checked
More details - 2.02%APY$618 over 36 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.00% interest rate · Effective Mar 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,073 CDs at 128 banks and credit unions · checked Oct 16–23
- Typical
- 3.21%
- Top 10% from
- 4.10%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches