Bank · FDIC insured
First Command Bank CD Rates
First Command Bank’s best CD rate is 3.50% APY on a 6-month CD, with extra requirements. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How First Command Bank’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where First Command Bank has the most branches. $10,000, best rate first.
This bank’s best
First Command Bank
2.50%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $377
Certificate of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
First Command Bank CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo0.80%
- 9–15 months9–15 mo0.85%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Command Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.50%APY · 9 terms
Minimum opening deposit is $1,000. Subject to early withdrawal penalties.
| Term | APY · $1,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthTerm: 30 Day | 0.35% | 0.35% | 0.35%0.35% from $100k | $3 |
| 3 monthsTerm: 90 Day | 0.30% | 0.30% | 0.30%0.30% from $100k | $7 |
| 6 monthsTerm: 182 Day | 0.80% | 3.50% | 0.80%3.50% from $100k | $40 |
| 12 monthsTerm: 1 Year | 0.85% | 0.85% | 0.85%0.85% from $100k | $85 |
| 18 monthsTerm: 18 Month | 2.50% | 2.00% | 2.50%2.00% from $100k | $377 |
| 24 monthsTerm: 2 Year | 0.90% | 3.00% | 0.90%3.00% from $100k | $181 |
| 36 monthsTerm: 3 Year | 0.95% | 3.00% | 0.95%3.00% from $100k | $288 |
| 48 monthsTerm: 4 Year | 2.50% | 3.00% | 2.50%3.00% from $100k | $1,038 |
| 60 monthsTerm: 5 Year | 2.50% | 3.00% | 2.50%3.00% from $100k | $1,314 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA CD
Up to 2.50%APY · 9 terms
Available as Traditional and Roth IRAs. Minimum opening deposit is $1,000. Subject to early withdrawal penalties.
| Term | APY · $1,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthTerm: 30 Day | 0.35% | 0.35% | 0.35%0.35% from $100k | $3 |
| 3 monthsTerm: 90 Day | 0.30% | 0.30% | 0.30%0.30% from $100k | $7 |
| 6 monthsTerm: 182 Day | 0.80% | 3.50% | 0.80%3.50% from $100k | $40 |
| 12 monthsTerm: 1 Year | 0.85% | 0.85% | 0.85%0.85% from $100k | $85 |
| 18 monthsTerm: 18 Month | 2.50% | 2.00% | 2.50%2.00% from $100k | $377 |
| 24 monthsTerm: 2 Year | 0.90% | 3.00% | 0.90%3.00% from $100k | $181 |
| 36 monthsTerm: 3 Year | 0.95% | 3.00% | 0.95%3.00% from $100k | $288 |
| 48 monthsTerm: 4 Year | 2.50% | 3.00% | 2.50%3.00% from $100k | $1,038 |
| 60 monthsTerm: 5 Year | 2.50% | 3.00% | 2.50%3.00% from $100k | $1,314 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.