Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 of 12 results in Chillicothe, OH metro
- 4.50%APYwith conditions
Requirements
Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.
Offer: Customers who qualify for both bonuses (50% new money + active checking customer opened prior to 9/1/2026) may earn up to 4.50% APY. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.35% + 0.15%.
Qualified rate · Effective Oct 26, 2026
Rate checked
More details - 4.35%APYwith conditions
Requirements
Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.
Offer: CD Special: requires at least 50% new money. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.35% bonus.
Qualified rate · Effective Oct 26, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.16% interest rate
Rate checked
More details - 4.15%APYwith conditions
Requirements
Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.
Offer: Loyalty Bonus: active checking customer with eligible checking account opened before 9/1/2026. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.15% bonus.
Qualified rate · Effective Oct 26, 2026
Rate checked
More details - 4.12%APY$412 over 1 year on $10,000
Effective Aug 5, 2026
Rate checked
More details - 4.00%APYwith conditions
Requirements
Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.
Offer: Base rate. Minimum balance to open and earn stated APY is $500.00. No setup or maintenance fees. Early withdrawals subject to penalty.
Qualified rate · Effective Oct 26, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.
Offer: Minimum $500.00; Dividends paid monthly
3.93% interest rate
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawals of principal are subject to substantial interest/dividend penalties. Minimum opening deposit requires maintaining $5.00 par value share in a Savings account.
Offer: Early withdrawal penalty is 90 days' dividends for terms of 12 months or less.
3.50% interest rate · Compounded daily · Effective Nov 10, 2025
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Effective Oct 2, 2026
Rate checked
More details - 1.61%APY$161 over 1 year on $10,000
Requirements
Product: Dividends compounded daily and credited at maturity. Additional deposits allowed with no limit. Early withdrawal before maturity results in account closure and forfeiture of all dividends earned.
Offer: Dividends credited at maturity. Automatic renewal.
1.60% interest rate · Compounded daily · Effective Nov 10, 2025
Rate checked
More details - 0.25%APYintro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers. No rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Standard rate. Terms 1, 3, 6, 9, 12, 18, 24, 36, 48, 60, 72 months.
Promotional rate · 0.25% interest rate · Balance cap $99,999.99 · Effective Oct 30, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 12 months · $1,000 min · 0.01%–0.03% by balance
Bank · 1 branch
0.02%APY$2 over 1 year on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Standard rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 – $25,000Your amount 0.02% $25,000 and up 0.03% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Chillicothe, OH metro
12 CDs at 8 banks and credit unions · checked Oct 22–30
- Typical
- 4.00%
- Top 10% from
- 4.34%
- Banks, typical
- 4.00%
- Credit unions, typical
- 4.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Chillicothe, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 2 branches
- Chivaho Federal Credit UnionCredit union · 1 branch
- Atomic Credit UnionCredit union · 2 branches