Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Chicago, IL-IN metro
- Advance Financial Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · 2 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Automatically renews on maturity date. Early withdrawal penalty applies. Rate and APY subject to change without notice.
1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.90%APY$181 over 24 months on $10,000intro rate
Requirements
Product: Promotion marked as expired. Yields based on a $500.00 Share Certificate with dividends remaining in account to compound. Penalty may apply for early withdrawal. Limited time offer.
Offer: Promotion marked as expired. 24 Month Step-Up Special. Non-IRA certificate only. $500 minimum; no maximum. Allows one rate increase at member's discretion during the initial 24-month term to equal the current offered rate at exercise, applying for the remaining term until maturity. Early withdrawal penalty may apply.
Promotional rate · 0.90% interest rate
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More details - 0.80%APY$406 over 60 months on $10,000
0.80% interest rate · Effective Sep 10, 2026
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More details - 0.75%APY$75 over 1 year on $10,000
Requirements
Product: Rates are subject to change without notice.
0.75% interest rate · Effective Mar 15, 2017
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More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.75% interest rate · Effective Sep 29, 2026
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More details - 0.70%APY$140 over 24 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.70% interest rate · Effective Sep 29, 2026
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More details - 0.50%APY$50 over 1 year on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.50% interest rate · Effective Sep 29, 2026
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More details - Advance Financial Federal Credit UnionPayday Share CertificateCD · 12 months · $20 min
Credit union · 2 branches
0.50%APY$50 over 1 year on $10,000Requirements
Product: Allows setup of direct deposit or payroll deduction totaling $500 by maturity. Dividends are compounded and credited at maturity. Automatically renews into a regular Share Certificate at maturity. Early withdrawal penalty applies. Rate and APY subject to change without notice.
Offer: Requires recurring deposit minimum amount to reach $500 at maturity.
0.50% interest rate · Effective Oct 5, 2026
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More details - Great Horizons FCUShare CertificatesCD · 12 months · $1,000 min · 0.50%–0.65% by balance
Credit union · 1 branch
0.50%APY$50 over 1 year on $10,000Requirements
Product: Substantial penalty for early withdrawal. All rates subject to change without notice.
Offer: Substantial penalty for early withdrawal. Minimum balance to obtain APY is $1,000.00.
Effective Nov 20, 2023
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 0.50% $50,000 and up 0.65% Rate checked
More details - Fellowship Credit UnionTime Shared Certificates (Certificate of Deposits)CD · 36 months · $1,000 min
Credit union · 1 branch
0.45%APY$136 over 36 months on $10,000Requirements
Product: Deposit and designate at least $1,000.00; account must be open for 1 to 3 years.
0.45% interest rate · Effective Aug 1, 2021
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.35%APY$88 over 30 months on $10,000
Requirements
Product: CD is not IRA eligible. Additions of any amount permitted at any time.
Offer: 2 1/2-year term. Interest compounds quarterly. Additions of any amount permitted at any time. Not IRA eligible.
0.35% interest rate · Effective Oct 15, 2026
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More details - 0.25%APY$126 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawals. To open a CD please visit one of our branches.
Offer: Penalty may be imposed for early withdrawal.
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Chicago, IL-IN metro
1,351 CDs at 144 banks and credit unions · checked Oct 16–23
- Typical
- 2.27%
- Top 10% from
- 4.05%
- Banks, typical
- 1.68%
- Credit unions, typical
- 2.84%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches