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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Celina, OH metro
- 4.32%APY$655 over 18 months on $10,000
Requirements
Product: All terms require a minimum deposit of $500. Early withdrawal penalty: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
Offer: Early withdrawal penalty: If the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.20%APY$2,284 over 60 months on $10,000
Requirements
Product: Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
Offer: Dividends compounded quarterly. 180-day penalty for early withdrawal.
4.14% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - The Peoples Bank Co.Certificate of DepositCD · 15 months · $500 min · 3.85%–4.11% by balance
Bank · 6 branches
4.11%APY$516 over 15 months on $10,0003.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $5,000 3.85% $5,000 and upYour amount 4.11% Rate checked
More details - Superior Credit UnionWealthBuilder Share CertificateCD · 12 months · $100 min
Credit union · 1 branch
3.95%APY$395 over 1 year on $10,000Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Superior Credit UnionPercy Pig Super Saver CertificateCD · 12 months · $100 min
Credit union · 1 branch
3.95%APY$395 over 1 year on $10,000Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Additional deposits permitted.
Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Allows adding to certificate.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.82%APY$285 over 9 months on $10,000
3.75% interest rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000intro rate
Requirements
Product: Annual percentage yield (APY) is accurate as of the effective date shown. Fees may reduce earnings on the account.
Offer: 11 MONTH CD SPECIAL. The effective annual percentage yield applies if interest is compounded. Substantial penalty for early withdrawal. Interest will compound quarterly. No additions permitted. Offer may be withdrawn at any time. APY effective on all balances.
Promotional rate · Effective Oct 6, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.04%APY
- 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Celina, OH metro
117 CDs at 8 banks and credit unions · checked Oct 16
- Typical
- 1.50%
- Top 10% from
- 4.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 4.03%
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Celina, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 1 branch
- Dynamic Federal Credit UnionCredit union · 1 branch