Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Arkansas City, KS metro
- 4.50%APY$1,454 over 37 months on $10,000with conditions
Requirements
Product: Members can use new or current MACU funds. Penalty for early withdrawal may apply. Fees could reduce earnings. Dividends calculated daily and paid monthly. Not offered on CESA certificates.
Offer: Minimum deposit: $1,000. Maximum deposit: $1,000,000. Renews as a regular 36-month certificate. Not offered on CESA certificates or Youth certificates.
Qualified rate · Balance cap $1,000,000 · Effective Oct 5, 2026
Rate checked
More details - 3.80%APY$284 over 9 months on $10,000
Requirements
Product: All CDs have a penalty for early withdrawal. Fees incurred may reduce earnings.
Offer: 9 Month term. Penalty assessed for early withdrawal.
3.75% interest rate · Effective Sep 16, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000intro rate
Requirements
Product: Limited time offer. Not available to other financial institutions or public funds. Early withdrawal penalties may apply.
Offer: Requires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 12-month CD. Penalties may be imposed for early withdrawal. Limited time offer.
Promotional rate · Effective Aug 28, 2026
Rate checked
More details - 3.51%APY$262 over 9 months on $10,000intro rate
Requirements
Product: Available to KS, MO, or OK residents and existing customers. Terms available from 90 days to 5 years. No setup or maintenance fees. $1,000 minimum deposit to open. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly. Fees imposed could reduce earnings. FDIC insured.
Offer: 9 Month CD Special. Interest is compounded quarterly. Substantial penalty may be charged for early withdrawal. Fees imposed could reduce earnings.
Promotional rate · 3.46% interest rate · Compounded quarterly · Effective Jan 30, 2026
Rate checked
More details - Panhandle Federal Credit UnionShare CertificatesCD · 60 months · $250 min · 3.39%–3.55% by balance
Credit union · 2 branches
3.39%APY$1,814 over 60 months on $10,000Effective Oct 27, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $250 – $25,000Your amount 3.39% $25,000 – $75,000 3.44% $75,000 and up 3.55% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Interest payment options available. Convenience of automatic renewal. Terms range from 30 days to 5 years with fixed, variable, or pop-up options. A penalty may be imposed for early withdrawal. Assumes interest will remain on deposit until maturity. Fees could reduce earnings.
Offer: 60 Month Fixed term. Fixed rates remain the same as at the time of account opening. Penalty for early withdrawal.
3.20% interest rate · Effective Oct 2, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 2.97%APY$147 over 6 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Federally insured by NCUA.
2.95% interest rate · Effective Feb 5, 2026
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More details - 2.27%APY$697 over 36 months on $10,000
Requirements
Product: Early withdrawal penalties apply; rates subject to change.
Offer: Three Years term
2.25% interest rate
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More details - 0.40%APY$40 over 1 year on $10,000
Requirements
Product: Special one-year certificate. Build up balance with automatic transfers from other Mid American accounts timed to payday. Requires a $10.00 minimum deposit transferred into the certificate at least monthly. Transfers may occur weekly, bi-weekly, semi-monthly or monthly and must come from a non-tax favored savings or checking account. Early withdrawal penalty may apply.
Offer: Minimum opening deposit: $100. Requires $10.00 minimum deposit transferred at least monthly from a non-tax favored savings or checking account.
Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas City, KS metro
58 CDs at 9 banks and credit unions · checked Oct 5–16
- Typical
- 2.83%
- Top 10% from
- 3.86%
- Banks, typical
- 2.80%
- Credit unions, typical
- 2.97%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch