Credit union · NCUA insured
Ark Valley Credit Union CD Rates
Ark Valley Credit Union’s best CD rate is 2.97% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 5, 2026.
How Ark Valley Credit Union’s CD rates compare
Compared with banks and credit unions near Arkansas City, KS, where Ark Valley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ark Valley Credit Union
2.97%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $147
Certificates
Top rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
2nd-highest rate
Citizens Bank of Kansas
3.80%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $284
Ark Valley Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo2.97%
- 9–15 months9–15 mo2.85%
- 16–30 months16–30 mo2.81%
- 31–60 months31–60 mo2.77%
- QualifiedQualified2.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ark Valley Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 2.97%APY · 6 terms
Early withdrawal penalties apply. Federally insured by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.97% | $147 |
| 12 months | 2.85% | $285 |
| 24 months | 2.81% | $570 |
| 36 months | 2.77% | $854 |
| 48 months | 2.65% | $1,103 |
| 60 months | 2.61% | $1,375 |
Sources (2)
All captured Sep 18, 2026
Who can join Ark Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Butler County, KS are eligible for membership.
- Individuals who live or work in Chautauqua County, KS are eligible for membership.
- Individuals who live or work in Cowley County, KS are eligible for membership.
- Individuals who live or work in Elk County, KS are eligible for membership.
- Individuals who live or work in Sumner County, KS are eligible for membership.
Family and household
- Immediate family members of a current Ark Valley Credit Union member (including spouses, siblings/stepsiblings, children/stepchildren, parents/stepparents, and grandparents/grandchildren) are eligible for membership.
Cost to join
- Opening an account requires an initial share savings deposit of $5.00.
Membership information collected October 4, 2026.