Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–86 results in Allentown, PA-NJ metro
- Members 1st Federal Credit Union12-Month Bump Up CertificateCD · 12 months · $500 min · 1.05%–1.40% by balance
Credit union · 5 branches
1.10%APY$110 over 1 year on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.05% interest rate
Rate by balance
Rate by balance for 12-Month Bump Up Certificate Balance APY $500 – $10,000 1.05% $10,000 – $50,000Your amount 1.10% $50,000 – $75,000 1.15% $75,000 – $100,000 1.25% $100,000 – $500,000 1.35% $500,000 – $1,000,000 1.35% $1,000,000 and up 1.40% Rate checked
More details - Members 1st Federal Credit Union6-Month CertificateCD · 6 months · $500 min · 1.00%–1.35% by balance
Credit union · 5 branches
1.05%APY$52 over 6 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.00% interest rate
Rate by balance
Rate by balance for 6-Month Certificate Balance APY $500 – $10,000 1.00% $10,000 – $50,000Your amount 1.05% $50,000 – $75,000 1.10% $75,000 – $100,000 1.20% $100,000 – $500,000 1.30% $500,000 – $1,000,000 1.30% $1,000,000 and up 1.35% Rate checked
More details - Members 1st Federal Credit Union3-Month CertificateCD · 3 months · $500 min · 0.95%–1.30% by balance
Credit union · 5 branches
1.00%APY$25 over 3 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Dividends paid at maturity. Penalty for early withdrawal.
Offer: Paid at maturity
0.95% interest rate
Rate by balance
Rate by balance for 3-Month Certificate Balance APY $500 – $10,000 0.95% $10,000 – $50,000Your amount 1.00% $50,000 – $75,000 1.05% $75,000 – $100,000 1.15% $100,000 – $500,000 1.25% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.30% Rate checked
More details - 1.00%APY$303 over 36 months on $10,000
1.00% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.95%APY$288 over 36 months on $10,000intro rate
Requirements
Product: $2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.
Offer: $2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.
Promotional rate · 0.95% interest rate · Effective Oct 4, 2026
Rate checked
More details - Members 1st Federal Credit Union9-Month No Penalty CertificateCD · 9 months · $5,000 min
Credit union · 5 branches
0.80%APY$60 over 9 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $5,000 required to earn advertised APY. No early withdrawal penalties. Does not renew automatically; balance transfers to regular savings account on maturity date.
0.80% interest rate
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000with conditions
Requirements
Product: Simple interest paid at an annual rate. Requires interest be deposited into a QNB savings, checking, or money market account. Income CDs are available for in-branch account opening only. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Simple interest paid at an annual rate.
Qualified rate · 0.25% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Compounded interest. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: $100.00 minimum for QuiNBy's CDs.
0.25% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Compounded interest. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: $100.00 minimum for QuiNBy's CDs.
0.25% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Allentown, PA-NJ metro
466 CDs at 35 banks and credit unions · checked Oct 16–22
- Typical
- 1.75%
- Top 10% from
- 4.00%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.35%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- AmericanBankBank · 1 branch
- Quaint Oak BankBank · 1 branch