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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Credit unions only

Top CD rates

Showing 1–15 of 82 results in Iowa

  1. Top Carrot, Carrot Score 95
    Serve Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 4.60%–4.80% by balance

    Credit union · 2 branches

    4.60%APY$2,522 over 60 months on $10,000
  2. Affinity Credit UnionCertificatesCD · 9 months · $10,000 min

    Credit union · 2 branches

    4.58%APY$342 over 9 months on $10,000
  3. 5 Star CCUShare CertificatesCD · 6 months · $500 min

    Credit union · 2 branches

    4.50%APY$223 over 6 months on $10,000
  4. Top Carrot, Carrot Score 94
    IH Mississippi Valley Credit UnionCDsCD · 15 months · $250 min

    Credit union · 6 branches

    4.50%APY$566 over 15 months on $10,000
  5. CENT Credit UnionTime Share CertificatesCD · 24 months · $5,000 min

    Credit union · 3 branches

    4.50%APY$920 over 24 months on $10,000
  6. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionCertificate SpecialsCD · 27 months · $10,000 min

    Credit union · 4 branches

    4.50%APY$1,041 over 27 months on $10,000intro rate
  7. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  8. Premier Credit Union7 Month CD SpecialCD · 7 months · $2,000 min

    Credit union · 6 branches

    4.45%APY$257 over 7 months on $10,000intro rate
  9. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 11 branches

    4.40%APY$667 over 18 months on $10,000
  10. Dupaco Community Credit UnionSpecial CertificatesCD · 25 months · $1,000 min · 4.40%–4.50% by balance

    Credit union · 18 branches

    4.40%APY$939 over 25 months on $10,000
  11. AscentraCertificatesCD · 30 months · $500 min

    Credit union · 8 branches

    4.40%APY$1,137 over 30 months on $10,000
  12. Top Carrot, Carrot Score 88
    AIM Credit UnionSpecial Share CertificatesCD · 25 months · $5,000 min

    Credit union · 5 branches

    4.35%APY$928 over 25 months on $10,000
  13. Top Carrot, Carrot Score 92
    CFCCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    Greater Iowa Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · 9 branches

    4.30%APY$652 over 18 months on $10,000
  15. City & County Credit UnionCertificates of DepositCD · 15 months · $5,000 min

    Credit union · 1 branch

    4.26%APY$535 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

406 CDs at 54 banks and credit unions · checked Nov 6

Typical
3.03%
Top 10% from
4.20%
Credit unions, typical
3.03%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Advantage Credit UnionCredit union · 1 branch
  2. Serve Credit UnionCredit union · 2 branches
  3. Collins Community Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate