Best CD rates and certificates

Requirements

Product: Propel Relationship CD rates include an additional 0.15% APY and are only available when customer opens or already has a Propel Premier Checking Account and Propel Preferred Savings Account. Consumer accounts are available to Maine and New Hampshire residents only. Opening deposit must be new money. Must be opened in a banking center. Early withdrawal penalties may apply. Fees could reduce earnings.

Offer: Requires qualifying Propel Premier Checking and Propel Preferred Savings accounts. Must be opened in a banking center. A minimum daily balance of $0.01 is required to earn the stated APY. Opening deposit must be new money. Early withdrawal penalties may apply.

Requirements

Product: Available exclusively with new money deposits at the Kennebunk, ME branch. Auto-renews at standard 12-month terms. Penalty may be imposed for early withdrawal.

Offer: Available on new funds at Kennebunk, ME location. Auto-renews at standard 12-month terms.

Requirements

Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 11/02/2026.

Offer: Early withdrawal penalty: 365 days interest.

Requirements

Product: Consumer accounts are available to Maine and New Hampshire residents only. Opening deposit must be new money (not on deposit with Northeast Bank). Early withdrawal penalties may apply. Fees could reduce earnings.

Offer: A minimum daily balance of $0.01 is required to earn the stated APY. Opening deposit must be new money. Early withdrawal penalties may apply.

Requirements

Product: Available now through December 15, 2026. Account must be opened prior to 12/15/2026. Fund the account with new money only; NBT balances do not qualify. NBT Bank checking account is required. Automatically renews at maturity at current regular CD rate. Ten calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty applies and may exceed interest earned and reduce principal. Interest may be added to balance, deposited to NBT checking/savings, or mailed by check.

Offer: 15-Month Promotional CD rate. $1,000 minimum to open and earn interest. Must fund with new money only; NBT balances do not qualify. NBT Bank checking account required. Account must be opened prior to 12/15/2026.

Requirements

Product: Available to customers who live or work in Cumberland or York Counties, Maine, or Rockingham or Strafford Counties, New Hampshire. Penalties may be imposed for early withdrawal. Fees could reduce earnings.

Offer: Limited time offer. Special term.

Requirements

Product: Minimum opening deposit $250. Rates accurate as of 10/29/2026. 10-calendar-day grace period at maturity. Automatically renews to non-promotional rate unless action taken. Promotional rates vary by term and balance.

Offer: Promotional APY 24-month term

Requirements

Product: Minimum deposit to open the CD and obtain the APY is $500. Signature Banking Customers receive an increase of 0.10% on all new and renewed CDs. Combo CDs are offered to those customers who have an existing Eagle Bank checking account.

Offer: 6-16 Month CD Special accounts are available during a special promotion period only. Minimum deposit is $10,000. A penalty will be imposed for withdrawals before maturity. CDs will automatically renew at a 12-month term at the regular 12-month CD rate being offered by the Bank at the time of renewal.

Requirements

Product: All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). Early withdrawal penalty may apply. Daily balance method used to calculate interest. The opening deposit must be new money that is not already on deposit with Rockland Savings Bank. Transfers from existing RSB accounts are not eligible. Existing RSB accounts cannot be changed to this product type.

Offer: All interest must remain on deposit for twelve months in order to obtain the disclosed Annual Percentage Yield (APY). Early withdrawal penalty may apply. Daily balance method used to calculate interest. The opening deposit must be new money that is not already on deposit with Rockland Savings Bank. Transfers from existing RSB accounts are not eligible. Existing RSB accounts cannot be changed to this product type.

Requirements

Product: $500 minimum balance to open the account. Substantial penalty for early withdrawal. Available to customers with mutual checking or mutual interest checking accounts.

Requirements

Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.

Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.

Requirements

Product: CD Specials require a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain the stated APY. Substantial penalty for early withdrawal. Withdrawals will reduce earnings.

Offer: Requires a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain stated APY.

Requirements

Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.

Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.

Requirements

Offer: Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings.