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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
In Washington, DC-VA-MD-WV metro

Top CD rates

Showing 1–15 results in Washington, DC-VA-MD-WV metro

  1. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 24 months · $500 min

    Credit union · 2 branches

    5.20%APY$1,067 over 24 months on $10,000intro rate
  2. Top Carrot, Carrot Score 97
    Apple FCUBonus CertificateCD · 70 months · $500 min

    Credit union · 23 branches

    5.00%APY$3,292 over 70 months on $10,000intro rate
  3. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 18 months · $500 min

    Credit union · 9 branches

    4.60%APY$698 over 18 months on $10,000intro rate
  4. HSBC USANew Money Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Bank · 2 branches

    4.60%APY$941 over 24 months on $10,000with conditions
  5. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 49 months · $10,000 min

    Credit union · 9 branches

    4.55%APY$1,992 over 49 months on $10,000
  6. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    TruEnergy Federal Credit UnionShare CertificateCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$566 over 15 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    Patriot Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 4.40%–4.60% by balance

    Credit union · 1 branch

    4.50%APY$1,925 over 48 months on $10,000
  9. Signal FinancialShare CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    4.50%APY$2,462 over 60 months on $10,000
  10. Top Carrot, Carrot Score 89
    Library of Congress Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 2 branches

    4.47%APY$2,444 over 60 months on $10,000
  11. Top Carrot, Carrot Score 97
    EagleBankCertificates of Deposit for PersonalCD · 12 months · $1,000 min

    Bank · 13 branches

    4.45%APY$445 over 1 year on $10,000
  12. Capital One360 CDCD · 11 months · $0 min

    Bank · 58 branches

    4.40%APY$403 over 11 months on $10,000
  13. Top Carrot, Carrot Score 88
    Congressional Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 6 branches

    4.40%APY$440 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionSpecial 15-Month Share CertificateCD · 15 months · $500 min

    Credit union · 7 branches

    4.40%APY$553 over 15 months on $10,000with conditions
  15. HSBC USAOnline Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Bank · 2 branches

    4.40%APY$899 over 24 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC-VA-MD-WV metro

1,176 CDs at 111 banks and credit unions · checked Oct 16–22

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.50%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate