Compare Bank & Credit Union Rates
Best CD rates in Wyoming
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wyoming
- 4.33%APY$433 over 1 year on $10,000intro rate
Requirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: International Credit Union Day Certificate Special. Limited time special! Penalty for early withdrawal.
Promotional rate
Rate checked
More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
Rate checked
More details - Grand Altitude Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 3 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Grand Altitude FCU membership is required. Certificate dividends pay annually, at maturity or monthly upon request. Early withdrawal penalties apply. Fees may reduce earnings. Rates may change without notice.
3.95% interest rate
Rate checked
More details - 3.95%APY$395 over 1 year on $10,000
Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
3.88% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Minimum deposit and minimum balance of $100. Early withdrawal penalty is imposed. Additional deposits cannot be made after the certificate is open. Automatically renews at maturity. Military affiliated members and primary account holders of eligible Youth Accounts are eligible for a 0.50% APY bump on new Share Certificates.
3.84% interest rate · Effective Oct 15, 2026
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More details - 3.82%APY$382 over 1 year on $10,000intro rate
Requirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Compounding monthly. A penalty applies for early withdrawal.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
3.82%APY$382 over 1 year on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Platinum Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.75% interest rate · Effective Oct 1, 2026
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More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Dividends are compounded and credited on the last day of the month and at maturity. Option for dividend payment designation upon certificate opening. Early withdrawal penalty applies: 90 days of dividends for 3, 6 & 12 months; 180 days of dividends for 18, 24, 36, 48 & 60-month share certificates. Minimum $500 to maintain the account.
Offer: Dividend rate stated as 'As high as 3.75%'.
3.75% interest rate
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply.
Offer: Early withdrawal penalty may apply.
3.75% interest rate
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: $250.00 minimum to open. Dividends calculated by the average daily balance method on quarterly statement cycle. Early withdrawal penalizes only earned dividends.
Rate checked
More details - Sheridan Community Federal Credit UnionCertificate of DepositCD · 12 months · $500 min
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.
3.75% interest rate · Effective Dec 29, 2025
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More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Fixed rate for term, quarterly paid interest/dividends. Rates can increase by 0.025% APY using available balance from Smart Points accumulation (for terms of 24 months or longer).
3.65% interest rate · Effective Mar 1, 2026
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More details - 3.67%APY$367 over 1 year on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalties apply.
Offer: Dividends are compounded daily. Dividends are credited monthly. Early withdrawal penalty: 180 Days Interest.
3.60% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
3.67%APY$367 over 1 year on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Honors Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Qualified rate · 3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay in Wyoming
41 CDs at 32 banks and credit unions · checked Oct 16–22
- Typical
- 3.40%
- Top 10% from
- 3.90%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.67%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wyoming
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ACPE Federal Credit UnionCredit union · 1 branch
- Sunlight Federal Credit UnionCredit union · 4 branches
- Trona Valley Federal Credit UnionCredit union · 4 branches