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Compare Bank & Credit Union Rates

Best CD rates in Waco, TX

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Waco, TX

  1. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  2. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 3 branches

    3.25%APY$353 over 13 months on $10,000
  3. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  4. Top Carrot, Carrot Score 92
    Texell Credit UnionBump Rate CertificatesCD · 48 months · $1,000 min

    Credit union · 1 branch

    2.65%APY$1,103 over 48 months on $10,000
  5. Educators Credit UnionRegular Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Credit union · 4 branches

    2.53%APY$512 over 24 months on $10,000
  6. 1st University CUCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    2.27%APY$113 over 6 months on $10,000
  7. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 3 branches

    2.25%APY$225 over 1 year on $10,000
  8. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 3 branches

    2.00%APY$150 over 9 months on $10,000
  9. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 3 branches

    1.85%APY$92 over 6 months on $10,000
  10. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 3 branches

    1.81%APY$365 over 24 months on $10,000
  11. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 3 branches

    1.76%APYwith conditions
  12. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 3 branches

    1.66%APY$858 over 60 months on $10,000
  13. MCLENNAN COUNTY EMPLOYEES FCUShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    1.10%APY$562 over 60 months on $10,000
  14. First Central Credit UnionSave to WinCD · 12 months · $25 min

    Credit union · 2 branches

    1.00%APY$100 over 1 year on $10,000
  15. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 3 branches

    0.35%APY$35 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Waco, TX

219 CDs at 17 banks and credit unions · checked Oct 16–22

Typical
1.85%
Top 10% from
3.75%
Banks, typical
0.50%
Credit unions, typical
2.95%

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Waco, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Texell Credit UnionCredit union · 1 branch
  2. GENCO Federal Credit UnionCredit union · 4 branches
See all ranked institutions