Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Pennsylvania
- 4.18%APY$312 over 9 months on $10,000with conditions
Requirements
Product: Limited-time offer for new deposit customers, loan-only customers, or employees of OceanFirst Bank. Requires new money not currently on deposit at OceanFirst Bank. Automatically renews for a 9-month term at published non-special rate. Penalty for early withdrawal may apply. Government accounts excluded.
Offer: Promotional APY increase and $250,000 maximum funding amount available if opening a non-interest FreeStyle Checking or Community Business Checking account within 60 days of certificate opening date (employees may open any OceanFirst checking account).
Qualified rate · 4.10% interest rate · Balance cap $250,000
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More details - 4.15%APY$310 over 9 months on $10,000intro rate
Requirements
Product: Account fees may reduce earnings on certificates.
Promotional rate · Effective Oct 15, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties may apply. Automatic renewal at maturity unless indicated otherwise. Membership eligibility required (live, work, worship, or go to school in Allegheny or Washington County).
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply. Available in amounts of $500 or more. Interest can be paid monthly, quarterly, or at maturity with flexible terms and a guaranteed interest rate for the term of the certificate.
Offer: Early withdrawal penalties apply.
4.07% interest rate · Effective Oct 12, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
4.01% interest rate · Effective Oct 6, 2026
Rate checked
More details - People First Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 9 branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.
Offer: Penalty for early withdrawal.
4.07% interest rate · Effective Aug 5, 2026
Rate checked
More details - First Peoples Community Federal Credit UnionCertificatesCD · 15 months · $500 min
Credit union · 5 branches
4.15%APY$521 over 15 months on $10,000Requirements
Product: Early withdrawal penalty applies. Minimum deposit of $500. Non-promo certificates automatically renew into the same term. Certificate Specials renew at the non-promotional rate.
Offer: Renews at an 18-month non-promotional rate. Early withdrawal penalty applies.
4.07% interest rate
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More details - New Directions Community Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · 3 branches
4.15%APY$847 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
Offer: Limited time promotional rate.
Promotional rate
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More details - 4.15%APY$847 over 24 months on $10,000intro rate
Requirements
Product: Freedom CD Special - Limited Time Offer. Available to consumer and commercial accounts, but not available for public funds or government/municipal accounts. Allows a one-time bump up if rates of comparable CDs increase during the initial term of the CD (customer must call or visit any office to initiate). Interest compounded monthly. Penalty for early withdrawal. Bank reserves the right to withdraw this offer at any time without notice.
Offer: 4.15% APY for 24 Month Term. Minimum to open CD and obtain APY is $1,000.00. One-time bump up if rates increase during initial term. Early withdrawal penalty. Compounded monthly. Consumer and commercial accounts only (not public/government funds).
Promotional rate · Compounded monthly · Effective Oct 5, 2026
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More details - 4.15%APY$847 over 24 months on $10,000
4.07% interest rate · Effective Oct 6, 2026
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More details - Priority First Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · 7 branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.
Offer: Fixed rate; Dividends compounded and credited quarterly; Dividend period is Account's Term; Additional Deposits not allowed; Withdrawals allowed for dividends only; Automatically renew
4.09% interest rate · Effective Sep 17, 2026
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More details - 4.14%APY$414 over 1 year on $10,000
Requirements
Offer: 12 Month Certificate; early withdrawal penalty applies (3 months interest loss).
4.00% interest rate · Effective Oct 9, 2026
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More details - 4.14%APY$882 over 25 months on $10,000
Requirements
Product: Subject substantial to penalty for early withdrawal. Interest will be credited to your account on a semi-annual basis for deposits of $4,999.99 or less, quarterly basis for deposits of $5,000.00 to 9,999.99, and on a monthly basis for deposits of $10,000.00 or more. Interest credited at maturity for terms less than 6 months. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Offer: CD Special requiring the interest to be added to the certificate or direct deposited into a Bank of Landisburg deposit account.
4.10% interest rate · Effective Oct 16, 2026
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More details - 4.11%APY$411 over 1 year on $10,000
Requirements
Product: Minimum opening deposit of $500.00 except where noted. Daily balance method used to calculate interest. Additional deposits cannot be made during term. Early withdrawal penalties apply.
Offer: Ladder CD promotional kicker rate for 1 Year CD. Minimum opening deposit of $10,000 required for each of the three CDs opened. Must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms. Kicker rate valid for initial term only. IRAs excluded.
4.05% interest rate
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More details - Century Heritage Federal Credit UnionShare CertificatesCD · 13 months · $500 min
Credit union · 6 branches
4.11%APY$446 over 13 months on $10,000intro rateRequirements
Product: Penalty for early withdraw may apply.
Offer: 13 Month Share Certificate Special. Penalty for early withdraw may apply.
Promotional rate · Effective Jun 17, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,604 CDs at 304 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch