Compare Bank & Credit Union Rates
Best CD rates in Missouri
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Missouri
- 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Compounds 12 Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
Offer: Compounds 12 Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
3.00% interest rate
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More details - 3.00%APY$376 over 15 months on $10,000
Requirements
Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.
Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $500,000 · Effective Oct 1, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Offer: Quarterly compounding
2.96% interest rate · Effective Oct 21, 2026
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More details - Summit Ridge Credit UnionShare Certificate AccountCD · 60 months · $1,000 min
Credit union · 1 branch
2.99%APY$1,587 over 60 months on $10,000Requirements
Product: Minimum deposit of $1,000.00 ($500.00 for minors / children under 18 years of age). Penalty for early withdrawal 3 months forfeited dividends. Automatic renewal.
Offer: Minimum deposit $500.00 for children under 18 years of age.
2.95% interest rate
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More details - NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min
Bank · 18 branches
2.76%APY$346 over 15 months on $10,000Requirements
Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.
Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.
2.75% interest rate · Compounded annually
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
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More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
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More details - Raytown-Lee's Summit Community Credit UnionRegular Share CertificatesCD · 18 months · $500 min
Credit union · 2 branches
2.68%APY$404 over 18 months on $10,000Requirements
Product: CD minimum opening balance is $500, unless specified. Share certificate accounts (CDs) may be subject to substantial penalty for early withdrawal.
2.65% interest rate · Effective Aug 27, 2025
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.48%APY$502 over 24 months on $10,000
Requirements
Product: No monthly service charge. Rate and term selected is guaranteed for the life of the certificate. Early withdrawal penalty may apply. Fees can reduce earnings. Rates subject to change at any time without notice.
Offer: ADD-ON. Additional deposits cannot exceed the original deposit of the certificate.
2.45% interest rate
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More details - 2.45%APY$370 over 18 months on $10,000
Requirements
Product: Substantial penalty will be imposed for early withdrawal. CDs are automatically renewable at maturity.
Offer: Interest compounded quarterly. Variable rate changes on the first business day of each calendar quarter.
2.43% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - Town & Country BankThe Dream Builder Certificate of DepositCD · 15 months · $250 min
Bank · 10 branches
2.32%APY$291 over 15 months on $10,000Requirements
Product: Add to the balance anytime you like with a minimum deposit amount of $25. Auto transfer is available from your Town & Country checking or savings. Substantial penalty will be imposed for early withdrawal.
Offer: Interest is compounded monthly and automatically added to your CD. Variable rate changes on the first business day of each calendar quarter.
2.30% interest rate · Compounded monthly · Effective Oct 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Missouri
1,676 CDs at 176 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.15%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch