Credit union · NCUA insured
Summit Ridge Credit Union CD Rates
Summit Ridge Credit Union’s best CD rate is 2.99% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Summit Ridge Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Summit Ridge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Summit Ridge Credit Union
2.99%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,587
Share Certificate Account
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Summit Ridge Credit Union CD score
66
CD score
Higher than 15% of U.S. banks and credit unions
- 9–15 months9–15 mo2.02%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo2.99%
- QualifiedQualified2.99%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Ridge Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Share Certificate Account
Up to 2.99%APY · 6 terms
Minimum deposit of $1,000.00 ($500.00 for minors / children under 18 years of age). Penalty for early withdrawal 3 months forfeited dividends. Automatic renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit $500.00 for children under 18 years of age | 2.02% | $202 |
| 18 monthsMinimum deposit $500.00 for children under 18 years of age | 2.53% | $382 |
| 24 monthsMinimum deposit $500.00 for children under 18 years of age | 2.38% | $482 |
| 36 monthsMinimum deposit $500.00 for children under 18 years of age | 2.58% | $794 |
| 48 monthsMinimum deposit $500.00 for children under 18 years of age | 2.79% | $1,164 |
| 60 monthsMinimum deposit $500.00 for children under 18 years of age | 2.99% | $1,587 |
Sources (3)
All captured Sep 17, 2026
Who can join Summit Ridge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Jackson County, Missouri are eligible for membership.
Family and household
- Immediate family members of persons who live or work in Jackson County, Missouri are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish and maintain membership/ownership in the credit union.
Membership information collected October 4, 2026.