Compare Bank & Credit Union Rates
Best CD rates in Missouri
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Missouri
- 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Set target amount and make regular required deposits of $25 or more. Automatically transferred into holder's primary share account upon maturity. Membership eligibility required. Early withdrawal penalty applies.
Offer: Requires regular deposits of $25 or more to reach target amount.
3.45% interest rate
Rate checked
More details - 3.45%APY$171 over 6 months on $10,000
Requirements
Product: Compounds Six Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
Offer: Compounds Six Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
3.45% interest rate
Rate checked
More details - 3.45%APY$345 over 1 year on $10,000
Requirements
Product: Early withdrawals subject to penalty. Monthly compounding. Minimum deposit to open is $500. No setup or maintenance fees. Available at all Peoples National Bank locations. Trade Up option available one-time during initial term on Trade-Up CDs. 3 in 1 CD allows adding funds anytime and penalty-free withdrawals.
Offer: CD Special. Monthly compounding. Minimum deposit to open and obtain the APY is $500. Early withdrawal penalty may apply.
Effective Sep 29, 2026
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Dividends compounded daily and paid monthly for 6-month terms, and quarterly for terms 1 year and longer. Automatic renewal at maturity unless presented for payment within 10 days. Early withdrawal penalty applies: terms 91 days or less forfeit all dividends; terms >91 days up to 12 months forfeit lesser of 90 days dividends or all dividends paid; terms >12 months up to <48 months forfeit lesser of 182 days dividends or all dividends paid; terms 48 months or greater forfeit lesser of 365 days dividends or all dividends paid.
Offer: Dividends compounded quarterly, balance method daily, paid quarterly.
Compounded daily · Effective May 19, 2026
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Federally insured up to $250,000 by the NCUA. Penalty may apply for early withdrawal. Features automatic renewal at maturity.
Offer: Minimum deposit is $500. Early withdrawal penalty may apply.
3.40% interest rate · Effective Feb 1, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - BluCurrent Credit UnionCertificates of Deposit (Personal)CD · 6 months · $1,000 min · 3.40%–3.60% by balance
Credit union · 5 branches
3.40%APY$169 over 6 months on $10,000Requirements
Product: The minimum amount required to open a Regular Certificate is $1000. Penalty may apply for early withdrawal.
Offer: Penalty may apply for early withdrawal.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (Personal) Balance APY $1,000 – $25,000Your amount 3.40% $25,000 – $50,000 3.50% $50,000 – $100,000 3.55% $100,000 and up 3.60% Rate checked
More details - 3.40%APY$692 over 24 months on $10,000intro rate
Requirements
Product: Offers two opportunities to jump up rate during term to current offering rate on 2 or 3 year certificate with maximum increase of 1% per jump. Membership eligibility required. Early withdrawal penalty applies.
Promotional rate · 3.35% interest rate
Rate checked
More details - 3.40%APY$692 over 24 months on $10,000
Requirements
Product: Allows two opportunities to add up to 50% of current balance while preserving rate. Membership eligibility required. Early withdrawal penalty applies.
3.35% interest rate
Rate checked
More details - Infuze Credit Union6-Month Sock-it-Away Share CertificateCD · 6 months · $100 min · 3.30%–3.40% by balance
Credit union · 7 branches
3.35%APY$166 over 6 months on $10,000Requirements
Product: Minimum opening balance of $100. Penalty applies for early withdrawal. Personal accounts only. Membership required.
3.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for 6-Month Sock-it-Away Share Certificate Balance APY Up to $9,999 3.30% $10,000 – $24,999Your amount 3.35% $25,000 and up 3.40% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,023 over 36 months on $10,000
Requirements
Product: Compounds 36 Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
Offer: Compounds 36 Months. Preferred Member Discount (PMD) or Primary Financial Institution Discount (PFID) may apply.
3.30% interest rate
Rate checked
More details - 3.30%APY$1,763 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings.
Offer: Penalty for early withdrawal. Fees may reduce earnings.
3.25% interest rate · Effective Jul 17, 2026
Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Subject to change, availability and minimum deposit.
Offer: Subject to change, availability and minimum deposit.
3.25% interest rate · Effective Jan 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Missouri
1,676 CDs at 176 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.15%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch