Credit union · NCUA insured
Community First Credit Union CD Rates
Community First Credit Union’s best CD rate is 3.29% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Community First Credit Union’s CD rates compare
Compared with banks and credit unions near Hannibal, MO, where Community First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community First Credit Union
3.29%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $329
Certificate
Top rate
Great Rivers Bank
4.25%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $644
2nd-highest rate
HomeBank
4.11%APY
- Term
- 14 months
- Minimum
- $2,500
- Earns on $10,000
- $481
Community First Credit Union CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo1.41%
- 31–60 months31–60 mo1.36%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.29%APY · 5 terms
Subject to change, availability and minimum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsSubject to change, availability and minimum deposit | 3.29% | $329 |
| 24 monthsSubject to change, availability and minimum deposit | 1.41% | $284 |
| 36 monthsSubject to change, availability and minimum deposit | 1.36% | $414 |
| 48 monthsSubject to change, availability and minimum deposit | 1.21% | $493 |
| 60 monthsSubject to change, availability and minimum deposit | 1.15% | $588 |
Sources (1)
- mycommunityfirstcu.com/rates.html · captured Sep 17, 2026
Who can join Community First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Marion and/or Ralls Counties is eligible for membership.
Family and household
- Immediate family members of existing members (including spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, or legal guardian, and step, in-law, and adoptive relationships) are eligible for membership.
Membership information collected October 4, 2026.