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Compare Bank & Credit Union Rates

Best CD rates in St. Cloud, MN

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in St. Cloud, MN

  1. Top Carrot, Carrot Score 88
    Blaze Credit UnionCertificate BuilderCD · 6 months · $25 min

    Credit union · 1 branch

    3.80%APY$188 over 6 months on $10,000
  2. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  3. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate Plus (CD)CD · 12 months · $10,000 min

    Credit union · 1 branch

    3.25%APY$325 over 1 year on $10,000
  4. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  5. Minnwest BankDigital CD SpecialsCD · 6 months · $1,000 min

    Bank · 1 branch

    3.07%APY$152 over 6 months on $10,000
  6. Minnwest BankClassic CDCD · 7 months · $5,000 min

    Bank · 1 branch

    3.07%APY$178 over 7 months on $10,000intro rate
  7. MidCountry BankCertificate of DepositCD · 6 months · $1,000 min · 2.52%–3.13% by balance

    Bank · 1 branch

    2.52%APY$125 over 6 months on $10,000intro rate
  8. St. Cloud Financial Credit UnionZigZag Certificate of DepositCD · 48 months · $500 min

    Credit union · 1 branch

    2.40%APY$995 over 48 months on $10,000intro rate
  9. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 2 branches

    1.76%APYwith conditions
  10. Affinity PlusWahoo CertificateCD · 12 months · $0 min

    Credit union · 2 branches

    1.00%APY$100 over 1 year on $10,000
  11. Affinity PlusCertificate BuilderCD · 12 months · $100 min

    Credit union · 2 branches

    1.00%APY$100 over 1 year on $10,000
  12. St. Cloud Financial Credit UnionSprout Certificate of DepositCD · 12 months · $100 min

    Credit union · 1 branch

    0.75%APY$75 over 1 year on $10,000
  13. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 2 branches

    0.40%APY$202 over 60 months on $10,000
  14. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 2 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  15. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Cloud, MN

246 CDs at 16 banks and credit unions · checked Oct 16–22

Typical
2.51%
Top 10% from
4.20%
Banks, typical
1.01%
Credit unions, typical
3.93%

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St. Cloud, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Magnifi FinancialCredit union · 12 branches
  2. Blaze Credit UnionCredit union · 1 branch
  3. TruStone FinancialCredit union · 1 branch
See all ranked institutions