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Credit union · NCUA insured

4Front Credit Union CD Rates

4Front Credit Union’s best CD rate is 3.45% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How 4Front Credit Union’s CD rates compare

Compared with banks and credit unions near Traverse City, MI, where 4Front Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    4Front Credit Union

    3.30%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $330

    Certificate of Deposit

  • Top rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    MSU Federal Credit Union

    4.35%APY

    Term
    84 months
    Minimum
    $2,500
    Earns on $10,000
    $3,472

    MSU Federal Credit Union rates

Compare CD rates near you →

4Front Credit Union CD score

68

CD score

Higher than 20% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.79%
  • 9–15 months9–15 mo3.30%
  • 16–30 months16–30 mo2.79%
  • 31–60 months31–60 mo2.79%
  • QualifiedQualified3.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where 4Front Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join 4Front Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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