Compare Bank & Credit Union Rates
Best CD rates in New Orleans, LA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–36 results in New Orleans, LA
- 2.02%APY$202 over 1 year on $10,000
Rate checked
More details - 1.00%APY$201 over 24 months on $10,000
Requirements
Product: After certificate is opened, dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.
Offer: Fixed dividend rate. Early withdrawal penalty applies.
1.00% interest rate · Effective Sep 1, 2016
Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - Hope Credit UnionTransformational Deposits CertificateCD · 12–60 months · $1,000 min
Credit union · 2 branches
0.25%APYRequirements
Product: Not available on 6-month term. High-impact certificates at below-market rates to help extend economic opportunities. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
Offer: Not available on 6-month term. Available for 12, 24, 36, or 60 months.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Orleans, LA
256 CDs at 27 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.05%
- Banks, typical
- 1.15%
- Credit unions, typical
- 3.58%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches