Compare Bank & Credit Union Rates
Best CD rates in Springfield, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Springfield, IL
- 1.35%APY$146 over 13 months on $10,000intro rate
Promotional rate
Rate checked
More details - 1.30%APY$667 over 60 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
1.30% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (1 year) Balance APY $1,000 – $100,000Your amount 1.25% $100,000 and up$100k+ balance tier. 1.35% Rate checked
More details - 1.22%APY$245 over 24 months on $10,000intro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Overall APY 1.22%. Rates current as of 9/17/2026.
Offer: Next 6 months (months 13-18). Overall APY for full 24-month term is 1.22%. Penalty for early withdrawal.
Promotional rate · 1.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.00%APY$406 over 48 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
1.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.80%APY$242 over 36 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.80% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.55%APY$138 over 30 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.45%APY$90 over 24 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.40%APY$70 over 21 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.40% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.35%APY$44 over 15 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.35% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.35%APY$53 over 18 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.35% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.30%APY$30 over 1 year on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.30% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$21 over 10 months on $10,000
Requirements
Product: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/16/2026, for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
0.25% interest rate · Effective Oct 16, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Springfield, IL
296 CDs at 21 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 3.71%
- Banks, typical
- 1.22%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
Springfield, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 1 branch
- Heartland Credit UnionCredit union · 3 branches
- Illinois Educators CUCredit union · 2 branches