Compare Bank & Credit Union Rates
Best CD rates in Honolulu, HI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–40 results in Honolulu, HI
- 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.25%APY$56 over 3 months on $10,000with conditions
Requirements
Product: A Bankohana Checking account is required to open and maintain a Bankohana CD ($500 minimum opening deposit).
Qualified rate · 2.25% interest rate · Effective Dec 29, 2025
Rate checked
More details - 2.15%APY$53 over 3 months on $10,000
2.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details - Hotel & Travel Industry Federal Credit UnionCredit Builder CertificateCD · 12–60 months · $1,000 min
Credit union · 1 branch
2.00%APYRequirements
Product: Dividends compounded and credited quarterly.
Offer: Dividends compounded and credited quarterly.
Rate checked
More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 1 branch
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Honolulu Federal Credit Union (HOCU)CertificatesCD · 36 months · $500 min · 1.20%–1.25% by balance
Credit union · 4 branches
1.25%APY$380 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Dividends paid monthly. Membership required.
Offer: Penalty for early withdrawal.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 1.20% $6,000 and upYour amount 1.25% Rate checked
More details - Honolulu Fire Department Federal Credit UnionStandard Share CertificatesCD · 36 months · $2,500 min
Credit union · 2 branches
0.60%APY$181 over 36 months on $10,000Requirements
Product: Must be a member. Level qualifications applied at month end. Minimum to earn is $2,500. Dividends credited to Regular Savings quarterly. Subject to penalty for early withdrawal.
Offer: Fire Level – Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - Honolulu Federal Credit Union (HOCU)Super CertificatesCD · 12 months · $500 min
Credit union · 4 branches
0.15%APY$15 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. Dividends paid monthly.
Offer: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal.
Effective Oct 1, 2026
Rate checked
More details - Central Pacific BankSmart Saver Certificates of DepositCD · 36 months · $1,000 min
Bank · 10 branches
0.13%APY$39 over 36 months on $10,000with conditionsRequirements
Product: Requires monthly automatic deposits on the 22nd from eligible CPB account. Minimum end-of-term balance $5,000. At maturity, automatically closes and funds transfer to source account. If automatic deposits stop before maturity, CD closes with penalties. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Qualified rate · 0.13% interest rate
Rate checked
More details - 0.13%APY
Requirements
Product: Minimum deposit $500. APY assumes interest remains on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals.
0.13% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Honolulu, HI
239 CDs at 22 banks and credit unions · checked Oct 15–22
- Typical
- 2.35%
- Top 10% from
- 3.85%
- Banks, typical
- 0.30%
- Credit unions, typical
- 2.75%
Is your bank paying you enough?
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches