Compare Bank & Credit Union Rates
Best CD rates in Georgia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Georgia
- 4.10%APY$410 over 1 year on $10,000
4.02% interest rate
Rate checked
More details - 4.10%APY$586 over 17 months on $10,000intro rate
Requirements
Product: Limited-time promotional special rate. Membership required. $500 minimum deposit for Standard Certificates of Deposit. Automatically renews at the current non-promotional rate upon maturity.
Offer: Limited time offer. Accurate as of 9/1/2026.
Promotional rate · 4.03% interest rate · Effective Sep 1, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 26 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - LGE Community Credit UnionCertificates / CDCD · 18 months · $1,000 min · 4.10%–4.21% by balance
Credit union · 18 branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Membership eligibility required. Minimum opening deposit amount starts at $1,000.00. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
Offer: Early withdrawal penalty: 90 Days Dividends.
4.02% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates / CD Balance APY $1,000 and upYour amount 4.10% $100,000 and up 4.21% $250,000 and up 4.21% Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: You must be a member to open a Certificate of Deposit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. Option to automatically renew at maturity.
4.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 60 months · $500 min
Credit union · 1 branch
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Minimum deposit $500. Terms 6 months to 5 years. One time dividend rate increase (bump) allowed during term upon request to the prevailing regular certificate rate of same term length. Not automatically renewed to bump option; at maturity renews to a Regular Certificate of same term length without bump option unless withdrawn during 10-day grace period. Early withdrawal penalty applies. Dividends compounded quarterly, paid at maturity.
Offer: One-time bump option; automatic renewal to regular certificate
Compounded quarterly
Rate checked
More details - Glynn County Federal Employees Credit UnionShare Certificate AccountsCD · 6 months · $1,000 min
Credit union · 1 branch
4.08%APY$202 over 6 months on $10,000Requirements
Product: No maintenance fee. Certificates range from 3 to 24 months (with 36-month option on rate schedule).
Offer: 6 Months term. Minimum deposit of $1,000 for 3 or 6 months.
4.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - 4.07%APY$304 over 9 months on $10,000with conditions
Requirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000intro rate
Requirements
Product: Interest can be paid monthly, quarterly, semi-annually, or annually, and can be automatically transferred to checking or savings. Penalty for early withdrawal. Terms from 90 days to 72 months available.
Offer: 11 Month CD Rate Special. At maturity, converts automatically to a 12 month regular CD at current rate. Penalty for early withdrawal.
Promotional rate · Effective Sep 29, 2026
Rate checked
More details - Community First Credit Union of FloridaCertificates of DepositCD · 13 months · $500 min · 4.05%–4.15% by balance
Credit union · 4 branches
4.05%APY$439 over 13 months on $10,000intro rateRequirements
Product: Effective 2026-10-13. Minimum balances: Standard $500 ($100 for Youth Advantage, $250 for 6-Month SaveUP CD); Jr. Jumbo $45,000; Jumbo $100,000; Jumbo Plus $250,000; Super Jumbo $500,000; Super Jumbo Plus $750,000; Super Jumbo Max $1,000,000. Compounding monthly. Early withdrawal penalties apply. Membership required.
Offer: 13 Month CD Standard tier.
Promotional rate · 3.97% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and upYour amount 4.05% $45,000 and up13 Month CD Jr. Jumbo tier. 4.05% $100,000 and up13 Month CD Jumbo tier. 4.10% $250,000 and up13 Month CD Jumbo Plus tier. Special promotional rate. 4.15% $500,000 and up13 Month CD Super Jumbo tier. 4.15% $750,000 and up13 Month CD Super Jumbo Plus tier. 4.15% $1,000,000 and up13 Month CD Super Jumbo Max tier. 4.15% Rate checked
More details - Northside Federal Credit UnionShare CertificatesCD · 30 months · $1,000 min
Credit union · 2 branches
4.05%APY$1,043 over 30 months on $10,000Effective Oct 1, 2026
Rate checked
More details - VyStar Credit UnionPersonal CDCD · 30 months · $500 min · 4.05%–4.15% by balance
Credit union · 8 branches
4.05%APY$1,043 over 30 months on $10,000Requirements
Product: Dividends are compounded monthly and credited monthly. Daily balance method is used. Penalty applies for early principal withdrawals.
3.97% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Personal CD Balance APY Up to $50,000Your amount 4.05% $50,000 and up 4.15% Rate checked
More details - LGE Community Credit UnionBump Rate CertificateCD · 55 months · $1,000 min · 4.05%–4.16% by balance
Credit union · 18 branches
4.05%APY$1,996 over 55 months on $10,000Requirements
Product: Bump-rate CDs allow you to 'bump' your rate one time during the term of your certificate. IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding. Minimum opening deposit amount starts at $1,000.00.
Offer: Early withdrawal penalty: 450 Days Dividends. Allows rate bump one time during term.
3.97% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Bump Rate Certificate Balance APY $1,000 and upYour amount 4.05% $100,000 and up 4.16% $250,000 and up 4.16% Rate checked
More details - 4.04%APY$824 over 24 months on $10,000intro rate
Requirements
Product: $500 minimum to open. Interest rate is fixed for term of CD. Interest is compounded daily. Penalty for early withdrawal. Terms include 6, 12, 18, 24, 36, 48 and 60 months.
Promotional rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Georgia
910 CDs at 101 banks and credit unions · checked Oct 15–22
- Typical
- 3.09%
- Top 10% from
- 4.05%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches