Bank · FDIC insured
Colony Bank CD Rates
Colony Bank’s best CD rate is 4.05% APY on an 11-month CD. Terms run from 5 months to 15 months. Rates checked October 22, 2026.
How Colony Bank’s CD rates compare
Compared with banks and credit unions in Georgia, where Colony Bank has the most branches. $10,000, best rate first.
This bank’s best
Colony Bank
4.05%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $371
Certificates of Deposit
Top rate
Georgia Heritage Federal Credit Union
4.80%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,642
2nd-highest rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $347
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.05%APY · 3 terms
Interest can be paid monthly, quarterly, semi-annually, or annually, and can be automatically transferred to checking or savings. Penalty for early withdrawal. Terms from 90 days to 72 months available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Month CD Rate Special. At maturity, converts automatically to a 12 month regular CD at current rate. Penalty for early withdrawal | 4.00% | $165 |
| 11 months11 Month CD Rate Special. At maturity, converts automatically to a 12 month regular CD at current rate. Penalty for early withdrawal | 4.05% | $371 |
| 15 months15 Month CD Rate Special. At maturity, converts automatically to a 12 month regular CD at current rate. Penalty for early withdrawal | 3.40% | $427 |
Sources (1)
- colony.bank/personal/savings/certificates-of-deposit · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.