Compare Bank & Credit Union Rates
Best CD rates in Waterbury, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–19 results in Waterbury, CT
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Greater Waterbury Healthcare Federal Credit UnionJumbo Share CertificatesCD · 12 months · $5,000 min
Credit union · 1 branch
1.51%APY$151 over 1 year on $10,0001.50% interest rate · Effective Jul 16, 2026
Rate checked
More details - Skyline Financial Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 1 branch
0.50%APY$151 over 36 months on $10,000Requirements
Product: Certificate early withdrawal penalty is 90 days of interest. Dividend rates stated are as of date indicated; certificate rates are subject to change at any time.
0.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Waterbury, CT
108 CDs at 12 banks and credit unions · checked Oct 4–22
- Typical
- 2.13%
- Top 10% from
- 4.11%
- Banks, typical
- 1.45%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch