Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results
- Owensboro Federal Credit UnionCertificate of DespositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$304 over 9 months on $10,000Requirements
Product: Rates subject to change weekly. Penalty applies for early withdrawal.
Offer: Early withdrawal penalty: 90 Day Interest Penalty. Rates subject to change weekly.
4.00% interest rate · Effective Nov 21, 2025
Rate checked
More details - CrossRoads Financial Federal Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$304 over 9 months on $10,000Requirements
Product: LifeSaver Club certificate minimum balance is $500. Substantial penalty for early withdrawal. Rates effective as of 7/3/2026.
Offer: LifeSaver Club certificate minimum balance is $500. Substantial penalty for early withdrawal.
4.00% interest rate · Effective Jul 3, 2026
Rate checked
More details - TLCU FinancialShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$304 over 9 months on $10,000Requirements
Product: Dividends may be added to the certificate, mailed monthly, or posted to another account at the credit union.
4.00% interest rate
Rate checked
More details - Library of Congress Federal Credit UnionShare CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APYRequirements
Product: $500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, paid and compounded quarterly. Terms less than 6 months will pay at maturity. Early withdrawal penalty applies. Can be used as security for a LCFCU loan.
Offer: Compounded quarterly
4.00% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Ingersoll Rand Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: Dividends reported annually via 1099-INT. Early withdrawal penalties apply. Rate is based on date/time funds received and processed. NCUA insured.
Effective Oct 16, 2026
Rate checked
More details - Adams State BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: Minimum balance above is to open: No minimum balance required to earn interest. Substantial penalty for early withdrawal of certificates.
4.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - Tendto Credit UnionShare Certificate SpecialsCD · 9 months · $1,000 min · 4.06%–4.47% by balance
Credit union · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000intro rateRequirements
Product: All rates and yields stated are accurate as of September 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. 50% New Money required for 9 Month Term Certificate.
Offer: 50% New Money
Promotional rate · 4.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Certificate Specials Balance APY $1,000 and upYour amount 4.06% $75,000 and up 4.27% $200,000 and up 4.47% Rate checked
More details - The Peoples Bank Co.Certificate of DepositCD · 9 months · $500 min · 3.80%–4.06% by balance
Bank · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,0003.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $5,000 3.80% $5,000 and upYour amount 4.06% Rate checked
More details - Federated Employees Credit Union$ave-N-GrowCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Minimum balance to open is $100 for Kids Club certificate and $1,000 for all others. Early withdrawal penalty applies. 10 day grace period at end of term.
Offer: Minimum balance to open is $100 for Kids Club certificate and $1,000 for all others.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - City & County Credit UnionCertificates of DepositCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - Bonvenu BankCertificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Unless otherwise noted, minimum balance to open and obtain stated APY is $1,000.00.
Offer: 9 Month Special - Digital Only (online accounts only)
4.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: Penalty for early withdrawal.
4.00% interest rate · Effective Jul 23, 2026
Rate checked
More details - Waldo State BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$303 over 9 months on $10,000Requirements
Product: Substantial penalty may apply for early withdrawal. Daily balance method applies a daily periodic rate to principal. Quarterly compounding. 18 and 36 month CDs can also be Add-On CDs.
4.00% interest rate · Effective Sep 11, 2026
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: Substantial penalty may apply for early withdrawal. Daily balance method applies a daily periodic rate to principal. Quarterly compounding. 18 and 36 month CDs can also be Add-On CDs.
Offer: CD Special.
4.00% interest rate · Effective Sep 11, 2026
Rate checked
More details - First Federal Credit Union.Certificate SpecialCD · 7–13 months · $10,000 min
Credit union · Add a location to see nearby branches
4.05%APYintro rateRequirements
Product: Lock in savings with Certificate of Deposit Special. Pick term 7 - 13 Month with $10,000 minimum balance.
Offer: $10,000 minimum balance. Pick term 7 - 13 Month. Note: Table text displays 405.00% APY due to formatting/misprint, corresponding to 4.05% APY.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank